IFSC Code of The Burdwan Central Co-operative Bank Ltd, Katwa Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Burdwan Central Co-operative Bank Ltd, KATWA branch in KATWA. The 11-digit IFSC BUCB0000108 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Burdwan Central Co-operative Bank Ltd at the KATWA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Burdwan Central Co-operative Bank Ltd – KATWA is BUCB0000108. The first four letters BUCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000108 map to this branch in KATWA, WEST BENGAL.

About the bank

The Burdwan Central Co-operative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Katwa branch in Katwa, West Bengal is part of this network and uses the IFSC code BUCB0000108 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at P O - KATWA DIST - PURBA BARDHAMAN PIN CODE - 713130. It serves the Katwa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Burdwan Central Co-operative Bank Ltd. The IFSC BUCB0000108 is used to identify this branch on the RBI payments network.

Why every The Burdwan Central Co-operative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KATWA of The Burdwan Central Co-operative Bank Ltd — its own 11-character IFSC. The code BUCB0000108 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BUCB0000108 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Katwa branch is mapped to IFSC BUCB0000108 on the RBI payments network. The branch generally supports the full retail product catalogue of The Burdwan Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BUCB0000108.

Banking services available

The Katwa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9046012108.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BUCB0000108

How to transfer money using IFSC BUCB0000108

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB0000108 across all three.

NEFT to The Burdwan Central Co-operative Bank Ltd, KATWA using IFSC BUCB0000108

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BUCB0000108, and confirm that the system picks up The Burdwan Central Co-operative Bank Ltd – KATWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KATWA

If you need to transfer ₹2 lakh or more in one go to an account at The Burdwan Central Co-operative Bank Ltd's KATWA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BUCB0000108 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Burdwan Central Co-operative Bank Ltd – KATWA, use IMPS. With IFSC BUCB0000108 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BUCB0000108 for The Burdwan Central Co-operative Bank Ltd – KATWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Katwa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BUCB0000108

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Burdwan Central Co-operative Bank Ltd – KATWA is still mapped to IFSC BUCB0000108. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BUCB0000108 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BUCB0000108

The Burdwan Central Co-operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the KATWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BUCB0000108 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Burdwan Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BUCB0000108 and the account number together uniquely identify the Katwa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BUCB0000108

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Burdwan Central Co-operative Bank Ltd – KATWA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BUCB0000108.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Katwa branch sits at P O - KATWA DIST - PURBA BARDHAMAN PIN CODE - 713130. If you are travelling from outside Katwa, search for the branch on a maps application using the bank name and locality, or call 9046012108 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BUCB0000108 and your account number.

Verifying IFSC BUCB0000108 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BUCB0000108 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9046012108.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Katwa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BUCB0000108 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BUCB0000108 is the IFSC code of The Burdwan Central Co-operative Bank Ltd, KATWA branch, in KATWA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.