IFSC Code of The Burdwan Central Co-operative Bank Ltd, Galsi Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Burdwan Central Co-operative Bank Ltd, GALSI branch in GALSI. The 11-digit IFSC BUCB0000131 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Burdwan Central Co-operative Bank Ltd at the GALSI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BUCB0000131 is the IFSC of The Burdwan Central Co-operative Bank Ltd's GALSI branch. The format is fixed: BUCB = bank code, 0 = reserved, 000131 = branch identifier.

Bank profile

The Burdwan Central Co-operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Galsi branch — IFSC BUCB0000131 — extends the bank's services to customers in and around Galsi, West Bengal.

Branch details at a glance

About this branch

The branch is located at P O - GALSI DIST - PURBA BURDWAN PIN CODE - 713406. It serves the Galsi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Burdwan Central Co-operative Bank Ltd. The IFSC BUCB0000131 is used to identify this branch on the RBI payments network.

Why every The Burdwan Central Co-operative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GALSI of The Burdwan Central Co-operative Bank Ltd — its own 11-character IFSC. The code BUCB0000131 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BUCB0000131 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Galsi branch is mapped to IFSC BUCB0000131 on the RBI payments network. The branch generally supports the full retail product catalogue of The Burdwan Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BUCB0000131.

Products and services

Customers walking into the Galsi branch can access most of The Burdwan Central Co-operative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BUCB0000131

How to transfer money using IFSC BUCB0000131

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB0000131 across all three.

NEFT to The Burdwan Central Co-operative Bank Ltd, GALSI using IFSC BUCB0000131

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BUCB0000131, and confirm that the system picks up The Burdwan Central Co-operative Bank Ltd – GALSI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BUCB0000131

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Burdwan Central Co-operative Bank Ltd – GALSI, ensure your bank's portal accepts IFSC BUCB0000131 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Burdwan Central Co-operative Bank Ltd GALSI (IFSC BUCB0000131)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BUCB0000131 in your mobile or internet banking app, and the money is credited to the GALSI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Galsi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BUCB0000131:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GALSI is still linked to IFSC BUCB0000131.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Burdwan Central Co-operative Bank Ltd's GALSI branch, the IFSC BUCB0000131 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BUCB0000131

The Burdwan Central Co-operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the GALSI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BUCB0000131 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Burdwan Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BUCB0000131 and the account number together uniquely identify the Galsi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BUCB0000131

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Burdwan Central Co-operative Bank Ltd – GALSI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BUCB0000131.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Galsi branch

The branch is located at P O - GALSI DIST - PURBA BURDWAN PIN CODE - 713406, which puts it inside Galsi, the broader Purba Bardhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “The Burdwan Central Co-operative Bank Ltd Galsi branch” — the verified location pin for IFSC BUCB0000131 should appear at the top of the results.
2. Confirm the branch is open by calling 9046012131 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BUCB0000131 and your account number.

Verifying IFSC BUCB0000131 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BUCB0000131 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9046012131.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Galsi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BUCB0000131, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BUCB0000131 belongs to The Burdwan Central Co-operative Bank Ltd's GALSI branch, located at P O - GALSI DIST - PURBA BURDWAN PIN CODE - 713406 in GALSI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.