IFSC Code of The Burdwan Central Co-operative Bank Ltd, City Centre Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Burdwan Central Co-operative Bank Ltd, CITY CENTRE branch in DURGAPUR. The 11-digit IFSC BUCB0000107 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Burdwan Central Co-operative Bank Ltd at the CITY CENTRE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BUCB0000107 is the IFSC of The Burdwan Central Co-operative Bank Ltd's CITY CENTRE branch. The format is fixed: BUCB = bank code, 0 = reserved, 000107 = branch identifier.

About the bank

The Burdwan Central Co-operative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its City Centre branch in Durgapur, West Bengal is part of this network and uses the IFSC code BUCB0000107 for all electronic settlement.

About the City Centre branch

The City Centre branch of The Burdwan Central Co-operative Bank Ltd is situated at ADDA BUILDINGS GROUND FLOOR SAHID KSHUDIRAM SARANI CITY CENTRE P O - DURGAPUR DIST - PASCHIM BARDHAMAN PIN CODE - 713216. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BUCB0000107 is used.

Branch details at a glance

Why every The Burdwan Central Co-operative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CITY CENTRE of The Burdwan Central Co-operative Bank Ltd — its own 11-character IFSC. The code BUCB0000107 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BUCB0000107 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the City Centre branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BUCB0000107 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BUCB0000107

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB0000107 across all three.

NEFT to The Burdwan Central Co-operative Bank Ltd, CITY CENTRE using IFSC BUCB0000107

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BUCB0000107, and confirm that the system picks up The Burdwan Central Co-operative Bank Ltd – CITY CENTRE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CITY CENTRE

If you need to transfer ₹2 lakh or more in one go to an account at The Burdwan Central Co-operative Bank Ltd's CITY CENTRE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BUCB0000107 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Burdwan Central Co-operative Bank Ltd – CITY CENTRE, use IMPS. With IFSC BUCB0000107 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to City Centre

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BUCB0000107:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CITY CENTRE is still linked to IFSC BUCB0000107.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Burdwan Central Co-operative Bank Ltd's CITY CENTRE branch, the IFSC BUCB0000107 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the City Centre branch is mapped to IFSC BUCB0000107 on the RBI payments network. The branch generally supports the full retail product catalogue of The Burdwan Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BUCB0000107.

Banking services available

The City Centre branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9046012107.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BUCB0000107

Digital banking channels

Most day-to-day work that customers used to do at the City Centre branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BUCB0000107 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the City Centre branch

The branch is located at ADDA BUILDINGS GROUND FLOOR SAHID KSHUDIRAM SARANI CITY CENTRE P O - DURGAPUR DIST - PASCHIM BARDHAMAN PIN CODE - 713216, which puts it inside Durgapur, the broader Paschim Bardhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “The Burdwan Central Co-operative Bank Ltd City Centre branch” — the verified location pin for IFSC BUCB0000107 should appear at the top of the results.
2. Confirm the branch is open by calling 9046012107 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BUCB0000107 and your account number.

Common mistakes to avoid when using IFSC BUCB0000107

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Burdwan Central Co-operative Bank Ltd – CITY CENTRE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BUCB0000107.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at City Centre are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BUCB0000107 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BUCB0000107 for The Burdwan Central Co-operative Bank Ltd – CITY CENTRE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: BUCB0000107 is the IFSC code of The Burdwan Central Co-operative Bank Ltd, CITY CENTRE branch, in DURGAPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.