Below are the complete branch details for The Burdwan Central Co-operative Bank Ltd, BUDBUD branch, located in BUDBUD, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BUCB0000114. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BUCB0000114 for The Burdwan Central Co-operative Bank Ltd – BUDBUD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Burdwan Central Co-operative Bank Ltd – BUDBUD is BUCB0000114. The first four letters BUCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000114 map to this branch in BUDBUD, WEST BENGAL.
Branch details at a glance
| Bank Name | The Burdwan Central Co-operative Bank Ltd |
|---|---|
| Branch | Budbud |
| IFSC Code | BUCB0000114 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P O - BUDBUD DIST - PURBA BARDHAMAN PIN CODE - 713403 |
| City | Budbud |
| District | Purba Bardhaman |
| State | West Bengal |
| STD Code | 0 |
| Phone | 9046012114 |
Bank profile
The Burdwan Central Co-operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Budbud branch — IFSC BUCB0000114 — extends the bank's services to customers in and around Budbud, West Bengal.
Budbud branch overview
Located at P O - BUDBUD DIST - PURBA BARDHAMAN PIN CODE - 713403, the Budbud branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BUCB0000114 is required for all interbank electronic transfers routed through this branch.
Why every The Burdwan Central Co-operative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUDBUD of The Burdwan Central Co-operative Bank Ltd — its own 11-character IFSC. The code BUCB0000114 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BUCB0000114 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BUCB0000114
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB0000114 across all three.
NEFT to The Burdwan Central Co-operative Bank Ltd, BUDBUD using IFSC BUCB0000114
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BUCB0000114, and confirm that the system picks up The Burdwan Central Co-operative Bank Ltd – BUDBUD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BUCB0000114
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Burdwan Central Co-operative Bank Ltd – BUDBUD, ensure your bank's portal accepts IFSC BUCB0000114 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Burdwan Central Co-operative Bank Ltd BUDBUD (IFSC BUCB0000114)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BUCB0000114 in your mobile or internet banking app, and the money is credited to the BUDBUD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Budbud
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BUCB0000114:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BUDBUD is still linked to IFSC BUCB0000114.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Burdwan Central Co-operative Bank Ltd's BUDBUD branch, the IFSC BUCB0000114 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Budbud branch
Once you have an account at The Burdwan Central Co-operative Bank Ltd – BUDBUD, the IFSC BUCB0000114 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Budbud branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9046012114.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BUCB0000114
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Burdwan Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BUCB0000114 and the account number together uniquely identify the Budbud branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Budbud branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BUCB0000114 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BUCB0000114
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Burdwan Central Co-operative Bank Ltd – BUDBUD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BUCB0000114. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Budbud branch
The branch is located at P O - BUDBUD DIST - PURBA BARDHAMAN PIN CODE - 713403, which puts it inside Budbud, the broader Purba Bardhaman district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “The Burdwan Central Co-operative Bank Ltd Budbud branch” — the verified location pin for IFSC BUCB0000114 should appear at the top of the results.
- Confirm the branch is open by calling 9046012114 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BUCB0000114 and your account number.
Verifying IFSC BUCB0000114 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BUCB0000114 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9046012114.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Budbud branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BUCB0000114, however, work 24x7.
Branch address & contact
The Burdwan Central Co-operative Bank LtdBudbud Branch
P O - BUDBUD DIST - PURBA BARDHAMAN PIN CODE - 713403
Budbud, West Bengal
Phone: 9046012114
IFSC: BUCB0000114
Frequently asked questions
What is the phone number of The Burdwan Central Co-operative Bank Ltd Budbud branch?
You can reach the branch at 9046012114 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Budbud branch but serve different purposes.
What is the IFSC code of The Burdwan Central Co-operative Bank Ltd Budbud branch?
The IFSC code of The Burdwan Central Co-operative Bank Ltd, Budbud branch is BUCB0000114. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BUCB0000114 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Burdwan Central Co-operative Bank Ltd – Budbud reflect within 30 minutes.
Is IFSC BUCB0000114 the same for all accounts at Budbud branch?
Yes. The IFSC BUCB0000114 is shared by every account held at The Burdwan Central Co-operative Bank Ltd's Budbud branch. Only the account number changes from customer to customer.
Can I use IFSC BUCB0000114 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BUCB0000114 to send funds instantly.
Does The Burdwan Central Co-operative Bank Ltd Budbud branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9046012114 to confirm.
Summary
The IFSC code BUCB0000114 belongs to The Burdwan Central Co-operative Bank Ltd's BUDBUD branch, located at P O - BUDBUD DIST - PURBA BARDHAMAN PIN CODE - 713403 in BUDBUD, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
