IFSC Code of The Burdwan Central Co-operative Bank Ltd, Pacs Csc Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Burdwan Central Co-operative Bank Ltd, PACS CSC branch in BARDHAMAN. The 11-digit IFSC BUCB000PACS uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Burdwan Central Co-operative Bank Ltd at the PACS CSC location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Burdwan Central Co-operative Bank Ltd's PACS CSC branch, the IFSC BUCB000PACS breaks down as follows: BUCB identifies the bank, 0 is the reserved character, and 00PACS identifies this particular branch.

About The Burdwan Central Co-operative Bank Ltd

The Burdwan Central Co-operative Bank Ltd operates a wide network of branches across India, including the Pacs Csc branch in Bardhaman. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BUCB000PACS.

Branch details at a glance

About this branch

The branch is located at HEAD OFFICE 64 G T ROAD PO AND DIST - PURBA BARDHAMAN PIN CODE - 713101. It serves the Bardhaman region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Burdwan Central Co-operative Bank Ltd. The IFSC BUCB000PACS is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Burdwan Central Co-operative Bank Ltd's PACS CSC branch came to be assigned the code BUCB000PACS.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BUCB000PACS, money simply cannot be routed to the PACS CSC branch electronically.

Products and account variants supported

Every account opened at the Pacs Csc branch is mapped to IFSC BUCB000PACS on the RBI payments network. The branch generally supports the full retail product catalogue of The Burdwan Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BUCB000PACS.

Banking services available

The Pacs Csc branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8373077670.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BUCB000PACS

How to transfer money using IFSC BUCB000PACS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB000PACS across all three.

NEFT to The Burdwan Central Co-operative Bank Ltd, PACS CSC using IFSC BUCB000PACS

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BUCB000PACS, and confirm that the system picks up The Burdwan Central Co-operative Bank Ltd – PACS CSC. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PACS CSC

If you need to transfer ₹2 lakh or more in one go to an account at The Burdwan Central Co-operative Bank Ltd's PACS CSC branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BUCB000PACS while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Burdwan Central Co-operative Bank Ltd – PACS CSC, use IMPS. With IFSC BUCB000PACS and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Pacs Csc

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BUCB000PACS:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PACS CSC is still linked to IFSC BUCB000PACS.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Burdwan Central Co-operative Bank Ltd's PACS CSC branch, the IFSC BUCB000PACS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BUCB000PACS

The Burdwan Central Co-operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the PACS CSC branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BUCB000PACS is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Burdwan Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BUCB000PACS and the account number together uniquely identify the Pacs Csc branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BUCB000PACS

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Burdwan Central Co-operative Bank Ltd – PACS CSC, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BUCB000PACS.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Pacs Csc branch

The branch is located at HEAD OFFICE 64 G T ROAD PO AND DIST - PURBA BARDHAMAN PIN CODE - 713101, which puts it inside Bardhaman, the broader Purba Bardhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “The Burdwan Central Co-operative Bank Ltd Pacs Csc branch” — the verified location pin for IFSC BUCB000PACS should appear at the top of the results.
2. Confirm the branch is open by calling 8373077670 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BUCB000PACS and your account number.

Verifying IFSC BUCB000PACS from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BUCB000PACS by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8373077670.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pacs Csc branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BUCB000PACS, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BUCB000PACS belongs to The Burdwan Central Co-operative Bank Ltd's PACS CSC branch, located at HEAD OFFICE 64 G T ROAD PO AND DIST - PURBA BARDHAMAN PIN CODE - 713101 in BARDHAMAN, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.