IFSC Code of The Burdwan Central Co-operative Bank Ltd, Dewandighi Branch, West Bengal

If you are searching for the IFSC code of The Burdwan Central Co-operative Bank Ltd, DEWANDIGHI branch in BARDHAMAN, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BUCB0000138. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DEWANDIGHI branch, and detailed step-by-step guides for using the IFSC BUCB0000138 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Burdwan Central Co-operative Bank Ltd's DEWANDIGHI branch, the IFSC BUCB0000138 breaks down as follows: BUCB identifies the bank, 0 is the reserved character, and 000138 identifies this particular branch.

Bank profile

The Burdwan Central Co-operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Dewandighi branch — IFSC BUCB0000138 — extends the bank's services to customers in and around Bardhaman, West Bengal.

About the Dewandighi branch

The Dewandighi branch of The Burdwan Central Co-operative Bank Ltd is situated at SARAITIKAR GRAM PANCHAYET BUILDING DEWANDIGHI P O - MIRZAPUR DIST - PURBA BARDHAMAN PIN CODE - 713102. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BUCB0000138 is used.

Branch details at a glance

Why every The Burdwan Central Co-operative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEWANDIGHI of The Burdwan Central Co-operative Bank Ltd — its own 11-character IFSC. The code BUCB0000138 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BUCB0000138 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Burdwan Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BUCB0000138 and the account number together uniquely identify the Dewandighi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC BUCB0000138

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB0000138 across all three.

NEFT to The Burdwan Central Co-operative Bank Ltd, DEWANDIGHI using IFSC BUCB0000138

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BUCB0000138, and confirm that the system picks up The Burdwan Central Co-operative Bank Ltd – DEWANDIGHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DEWANDIGHI

If you need to transfer ₹2 lakh or more in one go to an account at The Burdwan Central Co-operative Bank Ltd's DEWANDIGHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BUCB0000138 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Burdwan Central Co-operative Bank Ltd – DEWANDIGHI, use IMPS. With IFSC BUCB0000138 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BUCB0000138 for The Burdwan Central Co-operative Bank Ltd – DEWANDIGHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dewandighi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Burdwan Central Co-operative Bank Ltd's DEWANDIGHI branch, the IFSC BUCB0000138 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Dewandighi branch is mapped to IFSC BUCB0000138 on the RBI payments network. The branch generally supports the full retail product catalogue of The Burdwan Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BUCB0000138.

Products and services

Customers walking into the Dewandighi branch can access most of The Burdwan Central Co-operative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BUCB0000138

Digital banking channels

Most day-to-day work that customers used to do at the Dewandighi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BUCB0000138 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Dewandighi branch

The branch is located at SARAITIKAR GRAM PANCHAYET BUILDING DEWANDIGHI P O - MIRZAPUR DIST - PURBA BARDHAMAN PIN CODE - 713102, which puts it inside Bardhaman, the broader Purba Bardhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “The Burdwan Central Co-operative Bank Ltd Dewandighi branch” — the verified location pin for IFSC BUCB0000138 should appear at the top of the results.
2. Confirm the branch is open by calling 9046012138 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BUCB0000138 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Burdwan Central Co-operative Bank Ltd – DEWANDIGHI:

• The IFSC is exactly BUCB0000138 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Burdwan Central Co-operative Bank Ltd as the bank name and DEWANDIGHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Dewandighi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BUCB0000138 continue to work without interruption.

Verifying IFSC BUCB0000138 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BUCB0000138 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9046012138.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BUCB0000138 belongs to The Burdwan Central Co-operative Bank Ltd's DEWANDIGHI branch, located at SARAITIKAR GRAM PANCHAYET BUILDING DEWANDIGHI P O - MIRZAPUR DIST - PURBA… in BARDHAMAN, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.