Use this page as a one-stop reference for everything related to The Baramati Sahakari Bank Limited's branch in , MAHARASHTRA. The branch's IFSC code BARA0000028 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Baramati Sahakari Bank Limited's branch, the IFSC BARA0000028 breaks down as follows: BARA identifies the bank, 0 is the reserved character, and 000028 identifies this particular branch.
Bank profile
The Baramati Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The branch — IFSC BARA0000028 — extends the bank's services to customers in and around , Maharashtra.
Branch details at a glance
| Bank Name | The Baramati Sahakari Bank Limited |
|---|---|
| IFSC Code | BARA0000028 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SR. NO. 143, SWAPNIL PLAZA, SHIVAJI CHOWK, HINJEWADI, TAL.MAWAL, DIST. PUNE 411057 |
| State | Maharashtra |
| Phone | 22934646 |
About the branch
The branch of The Baramati Sahakari Bank Limited is situated at SR. NO. 143, SWAPNIL PLAZA, SHIVAJI CHOWK, HINJEWADI, TAL.MAWAL, DIST. PUNE 411057. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARA0000028 is used.
Why every The Baramati Sahakari Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of The Baramati Sahakari Bank Limited — its own 11-character IFSC. The code BARA0000028 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARA0000028 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the branch is mapped to IFSC BARA0000028 on the RBI payments network. The branch generally supports the full retail product catalogue of The Baramati Sahakari Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARA0000028.
Products and services
Customers walking into the branch can access most of The Baramati Sahakari Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARA0000028
How to transfer money using IFSC BARA0000028
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARA0000028 across all three.
How to use IFSC BARA0000028 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Baramati Sahakari Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARA0000028.
- Confirm the bank name auto-populates as The Baramati Sahakari Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARA0000028
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Baramati Sahakari Bank Limited – , ensure your bank's portal accepts IFSC BARA0000028 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Baramati Sahakari Bank Limited (IFSC BARA0000028)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARA0000028 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARA0000028 for The Baramati Sahakari Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARA0000028 | Yes – BARA0000028 | Yes – BARA0000028 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARA0000028
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Baramati Sahakari Bank Limited – is still mapped to IFSC BARA0000028. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARA0000028 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARA0000028
The Baramati Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARA0000028 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Baramati Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARA0000028 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Baramati Sahakari Bank Limited – :
- The IFSC is exactly BARA0000028 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Baramati Sahakari Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at SR. NO. 143, SWAPNIL PLAZA, SHIVAJI CHOWK, HINJEWADI, TAL.MAWAL, DIST. PUNE 411057. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 22934646 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARA0000028 and your account number.
Verifying IFSC BARA0000028 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARA0000028 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22934646.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARA0000028, however, work 24x7.
Branch address & contact
The Baramati Sahakari Bank LimitedBranch
SR. NO. 143, SWAPNIL PLAZA, SHIVAJI CHOWK, HINJEWADI, TAL.MAWAL, DIST. PUNE 411057
, Maharashtra
Phone: 22934646
IFSC: BARA0000028
Frequently asked questions
How quickly will an NEFT transfer using BARA0000028 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Baramati Sahakari Bank Limited – reflect within 30 minutes.
What is the IFSC code of The Baramati Sahakari Bank Limited branch?
The IFSC code of The Baramati Sahakari Bank Limited, branch is BARA0000028. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of The Baramati Sahakari Bank Limited branch?
You can reach the branch at 22934646 during regular banking hours.
Is IFSC BARA0000028 valid for NEFT and RTGS?
Yes. IFSC BARA0000028 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Baramati Sahakari Bank Limited branch located?
The Baramati Sahakari Bank Limited's branch is located at SR. NO. 143, SWAPNIL PLAZA, SHIVAJI CHOWK, HINJEWADI, TAL.MAWAL, DIST. PUNE 411057, , Maharashtra.
Can I use IFSC BARA0000028 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARA0000028 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Does The Baramati Sahakari Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22934646 to confirm.
Final notes
To recap: BARA0000028 is the IFSC code of The Baramati Sahakari Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
