Below are the complete branch details for The Baramati Sahakari Bank Limited, branch, located in , MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARA0000021. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARA0000021 for The Baramati Sahakari Bank Limited – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Baramati Sahakari Bank Limited's branch, the IFSC BARA0000021 breaks down as follows: BARA identifies the bank, 0 is the reserved character, and 000021 identifies this particular branch.
About the bank
The Baramati Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Maharashtra is part of this network and uses the IFSC code BARA0000021 for all electronic settlement.
About the branch
The branch of The Baramati Sahakari Bank Limited is situated at LOKHANDE COMPLEX, NEAR POST OFFICE SHIRUR-NAGAR ROAD, SHIRUR, DIST.PUNE 412210. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARA0000021 is used.
Branch details at a glance
| Bank Name | The Baramati Sahakari Bank Limited |
|---|---|
| IFSC Code | BARA0000021 |
| MICR Code | Refer to cheque leaf |
| Branch Address | LOKHANDE COMPLEX, NEAR POST OFFICE SHIRUR-NAGAR ROAD, SHIRUR, DIST.PUNE 412210 |
| State | Maharashtra |
| Phone | 222266 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Baramati Sahakari Bank Limited's branch came to be assigned the code BARA0000021.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARA0000021, money simply cannot be routed to the branch electronically.
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARA0000021 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARA0000021
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARA0000021 across all three.
NEFT to The Baramati Sahakari Bank Limited, using IFSC BARA0000021
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARA0000021, and confirm that the system picks up The Baramati Sahakari Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARA0000021
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Baramati Sahakari Bank Limited – , ensure your bank's portal accepts IFSC BARA0000021 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Baramati Sahakari Bank Limited (IFSC BARA0000021)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARA0000021 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARA0000021:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC BARA0000021.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARA0000021
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Baramati Sahakari Bank Limited – is still mapped to IFSC BARA0000021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARA0000021 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the branch is mapped to IFSC BARA0000021 on the RBI payments network. The branch generally supports the full retail product catalogue of The Baramati Sahakari Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARA0000021.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 222266.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARA0000021
Online banking and IFSC BARA0000021
The Baramati Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARA0000021 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the branch
The branch is located at LOKHANDE COMPLEX, NEAR POST OFFICE SHIRUR-NAGAR ROAD, SHIRUR, DIST.PUNE 412210, which puts it inside , the broader district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Baramati Sahakari Bank Limited branch” — the verified location pin for IFSC BARA0000021 should appear at the top of the results.
- Confirm the branch is open by calling 222266 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARA0000021 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Baramati Sahakari Bank Limited – :
- The IFSC is exactly BARA0000021 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Baramati Sahakari Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARA0000021 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARA0000021 for The Baramati Sahakari Bank Limited – , you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Baramati Sahakari Bank LimitedBranch
LOKHANDE COMPLEX, NEAR POST OFFICE SHIRUR-NAGAR ROAD, SHIRUR, DIST.PUNE 412210
, Maharashtra
Phone: 222266
IFSC: BARA0000021
Frequently asked questions
Is IFSC BARA0000021 valid for NEFT and RTGS?
Yes. IFSC BARA0000021 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Is IFSC BARA0000021 the same for all accounts at branch?
Yes. The IFSC BARA0000021 is shared by every account held at The Baramati Sahakari Bank Limited's branch. Only the account number changes from customer to customer.
Where is The Baramati Sahakari Bank Limited branch located?
The Baramati Sahakari Bank Limited's branch is located at LOKHANDE COMPLEX, NEAR POST OFFICE SHIRUR-NAGAR ROAD, SHIRUR, DIST.PUNE 412210, , Maharashtra.
How do I add The Baramati Sahakari Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARA0000021, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARA0000021 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Baramati Sahakari Bank Limited – reflect within 30 minutes.
Final notes
To recap: BARA0000021 is the IFSC code of The Baramati Sahakari Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
