If you are searching for the IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch in , TELANGANA, this page has every detail you need. The verified IFSC code for this branch is APMC0000909. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the branch, and detailed step-by-step guides for using the IFSC APMC0000909 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The AP Mahesh Cooperative Urban Bank Limited's branch, the IFSC APMC0000909 breaks down as follows: APMC identifies the bank, 0 is the reserved character, and 000909 identifies this particular branch.
About The AP Mahesh Cooperative Urban Bank Limited
The AP Mahesh Cooperative Urban Bank Limited operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APMC0000909.
Branch details at a glance
| Bank Name | The AP Mahesh Cooperative Urban Bank Limited |
|---|---|
| IFSC Code | APMC0000909 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO.4-5-488,GROUND FLOOR,VALMIKI NAGAR,NEAR RAJIV GANDHI CHOWK,KARIMNAGAR-505001 |
| State | Telangana |
| Phone | 2242266 |
branch overview
Located at D.NO.4-5-488,GROUND FLOOR,VALMIKI NAGAR,NEAR RAJIV GANDHI CHOWK,KARIMNAGAR-505001, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APMC0000909 is required for all interbank electronic transfers routed through this branch.
Why every The AP Mahesh Cooperative Urban Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of The AP Mahesh Cooperative Urban Bank Limited — its own 11-character IFSC. The code APMC0000909 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APMC0000909 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the branch
Once you have an account at The AP Mahesh Cooperative Urban Bank Limited – , the IFSC APMC0000909 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2242266.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC APMC0000909
How to transfer money using IFSC APMC0000909
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APMC0000909 across all three.
How to use IFSC APMC0000909 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The AP Mahesh Cooperative Urban Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC APMC0000909.
- Confirm the bank name auto-populates as The AP Mahesh Cooperative Urban Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at The AP Mahesh Cooperative Urban Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APMC0000909 while initiating the transfer and the credit will appear within minutes.
IMPS to The AP Mahesh Cooperative Urban Bank Limited (IFSC APMC0000909)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APMC0000909 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APMC0000909 for The AP Mahesh Cooperative Urban Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APMC0000909 | Yes – APMC0000909 | Yes – APMC0000909 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC APMC0000909
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The AP Mahesh Cooperative Urban Bank Limited – is still mapped to IFSC APMC0000909. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APMC0000909 and the beneficiary's account number to complete the transfer.
Online banking and IFSC APMC0000909
The AP Mahesh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APMC0000909 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The AP Mahesh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APMC0000909 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The AP Mahesh Cooperative Urban Bank Limited – :
- The IFSC is exactly APMC0000909 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The AP Mahesh Cooperative Urban Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the branch
The branch is located at D.NO.4-5-488,GROUND FLOOR,VALMIKI NAGAR,NEAR RAJIV GANDHI CHOWK,KARIMNAGAR-505001, which puts it inside , the broader district, and the state of Telangana. To plan your visit:
- Open Google Maps on your phone and search for “The AP Mahesh Cooperative Urban Bank Limited branch” — the verified location pin for IFSC APMC0000909 should appear at the top of the results.
- Confirm the branch is open by calling 2242266 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APMC0000909 and your account number.
Verifying IFSC APMC0000909 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APMC0000909 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2242266.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APMC0000909, however, work 24x7.
Branch address & contact
The AP Mahesh Cooperative Urban Bank LimitedBranch
D.NO.4-5-488,GROUND FLOOR,VALMIKI NAGAR,NEAR RAJIV GANDHI CHOWK,KARIMNAGAR-505001
, Telangana
Phone: 2242266
IFSC: APMC0000909
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
What is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited branch?
The IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch is APMC0000909. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is The AP Mahesh Cooperative Urban Bank Limited branch located?
The AP Mahesh Cooperative Urban Bank Limited's branch is located at D.NO.4-5-488,GROUND FLOOR,VALMIKI NAGAR,NEAR RAJIV GANDHI CHOWK,KARIMNAGAR-505001, , Telangana.
Is IFSC APMC0000909 valid for NEFT and RTGS?
Yes. IFSC APMC0000909 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC APMC0000909 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APMC0000909 to send funds instantly.
Is IFSC APMC0000909 the same for all accounts at branch?
Yes. The IFSC APMC0000909 is shared by every account held at The AP Mahesh Cooperative Urban Bank Limited's branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using APMC0000909 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The AP Mahesh Cooperative Urban Bank Limited – reflect within 30 minutes.
Final notes
To recap: APMC0000909 is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch, in , TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
