Below are the complete branch details for The AP Mahesh Cooperative Urban Bank Limited, branch, located in , ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APMC0000026. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APMC0000026 for The AP Mahesh Cooperative Urban Bank Limited – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The AP Mahesh Cooperative Urban Bank Limited – is APMC0000026. The first four letters APMC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000026 map to this branch in , ANDHRA PRADESH.
About The AP Mahesh Cooperative Urban Bank Limited
The AP Mahesh Cooperative Urban Bank Limited operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APMC0000026.
branch overview
Located at PLOT 12 OPP RELEIANCE FRESH KARKHANA SEC -500009, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APMC0000026 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | The AP Mahesh Cooperative Urban Bank Limited |
|---|---|
| IFSC Code | APMC0000026 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT 12 OPP RELEIANCE FRESH KARKHANA SEC -500009 |
| State | Andhra Pradesh |
| Phone | 23437126 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The AP Mahesh Cooperative Urban Bank Limited's branch came to be assigned the code APMC0000026.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APMC0000026, money simply cannot be routed to the branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The AP Mahesh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APMC0000026 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC APMC0000026
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APMC0000026 across all three.
NEFT to The AP Mahesh Cooperative Urban Bank Limited, using IFSC APMC0000026
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APMC0000026, and confirm that the system picks up The AP Mahesh Cooperative Urban Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC APMC0000026
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The AP Mahesh Cooperative Urban Bank Limited – , ensure your bank's portal accepts IFSC APMC0000026 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The AP Mahesh Cooperative Urban Bank Limited (IFSC APMC0000026)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APMC0000026 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APMC0000026 for The AP Mahesh Cooperative Urban Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APMC0000026 | Yes – APMC0000026 | Yes – APMC0000026 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC APMC0000026
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The AP Mahesh Cooperative Urban Bank Limited – is still mapped to IFSC APMC0000026. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APMC0000026 and the beneficiary's account number to complete the transfer.
Account types you can open at the branch
Once you have an account at The AP Mahesh Cooperative Urban Bank Limited – , the IFSC APMC0000026 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the branch can access most of The AP Mahesh Cooperative Urban Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC APMC0000026
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APMC0000026 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the branch
The branch is located at PLOT 12 OPP RELEIANCE FRESH KARKHANA SEC -500009, which puts it inside , the broader district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “The AP Mahesh Cooperative Urban Bank Limited branch” — the verified location pin for IFSC APMC0000026 should appear at the top of the results.
- Confirm the branch is open by calling 23437126 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APMC0000026 and your account number.
Common mistakes to avoid when using IFSC APMC0000026
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The AP Mahesh Cooperative Urban Bank Limited – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
APMC0000026. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APMC0000026 continue to work without interruption.
Verifying IFSC APMC0000026 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APMC0000026 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 23437126.
- Visiting the bank's official branch locator page.
Branch address & contact
The AP Mahesh Cooperative Urban Bank LimitedBranch
PLOT 12 OPP RELEIANCE FRESH KARKHANA SEC -500009
, Andhra Pradesh
Phone: 23437126
IFSC: APMC0000026
Frequently asked questions
What is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited branch?
The IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch is APMC0000026. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add The AP Mahesh Cooperative Urban Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC APMC0000026, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC APMC0000026 valid for NEFT and RTGS?
Yes. IFSC APMC0000026 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
How quickly will an NEFT transfer using APMC0000026 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The AP Mahesh Cooperative Urban Bank Limited – reflect within 30 minutes.
Where is The AP Mahesh Cooperative Urban Bank Limited branch located?
The AP Mahesh Cooperative Urban Bank Limited's branch is located at PLOT 12 OPP RELEIANCE FRESH KARKHANA SEC -500009, , Andhra Pradesh.
Final notes
To recap: APMC0000026 is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch, in , ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
