Below are the complete branch details for The AP Mahesh Cooperative Urban Bank Limited, branch, located in , ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APMC0000021. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APMC0000021 for The AP Mahesh Cooperative Urban Bank Limited – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, APMC0000021 is the IFSC of The AP Mahesh Cooperative Urban Bank Limited's branch. The format is fixed: APMC = bank code, 0 = reserved, 000021 = branch identifier.
About The AP Mahesh Cooperative Urban Bank Limited
The AP Mahesh Cooperative Urban Bank Limited operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APMC0000021.
Branch details at a glance
| Bank Name | The AP Mahesh Cooperative Urban Bank Limited |
|---|---|
| IFSC Code | APMC0000021 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 22-276/1 &2 BHAGYANAGAR COOP HOUSING SOCIETY KUKATPALLY 500072 |
| State | Andhra Pradesh |
| Phone | 23061578 |
branch overview
Located at 22-276/1 &2 BHAGYANAGAR COOP HOUSING SOCIETY KUKATPALLY 500072, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APMC0000021 is required for all interbank electronic transfers routed through this branch.
Why every The AP Mahesh Cooperative Urban Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of The AP Mahesh Cooperative Urban Bank Limited — its own 11-character IFSC. The code APMC0000021 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APMC0000021 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the branch is mapped to IFSC APMC0000021 on the RBI payments network. The branch generally supports the full retail product catalogue of The AP Mahesh Cooperative Urban Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains APMC0000021.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 23061578.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC APMC0000021
How to transfer money using IFSC APMC0000021
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APMC0000021 across all three.
How to use IFSC APMC0000021 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The AP Mahesh Cooperative Urban Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC APMC0000021.
- Confirm the bank name auto-populates as The AP Mahesh Cooperative Urban Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC APMC0000021
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The AP Mahesh Cooperative Urban Bank Limited – , ensure your bank's portal accepts IFSC APMC0000021 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The AP Mahesh Cooperative Urban Bank Limited – , use IMPS. With IFSC APMC0000021 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APMC0000021:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC APMC0000021.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The AP Mahesh Cooperative Urban Bank Limited's branch, the IFSC APMC0000021 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC APMC0000021
The AP Mahesh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APMC0000021 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The AP Mahesh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APMC0000021 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The AP Mahesh Cooperative Urban Bank Limited – :
- The IFSC is exactly APMC0000021 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The AP Mahesh Cooperative Urban Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at 22-276/1 &2 BHAGYANAGAR COOP HOUSING SOCIETY KUKATPALLY 500072. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 23061578 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APMC0000021 and your account number.
Verifying IFSC APMC0000021 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APMC0000021 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 23061578.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APMC0000021 continue to work without interruption.
Branch address & contact
The AP Mahesh Cooperative Urban Bank LimitedBranch
22-276/1 &2 BHAGYANAGAR COOP HOUSING SOCIETY KUKATPALLY 500072
, Andhra Pradesh
Phone: 23061578
IFSC: APMC0000021
Frequently asked questions
Does The AP Mahesh Cooperative Urban Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 23061578 to confirm.
Is IFSC APMC0000021 valid for NEFT and RTGS?
Yes. IFSC APMC0000021 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using APMC0000021 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The AP Mahesh Cooperative Urban Bank Limited – reflect within 30 minutes.
How do I add The AP Mahesh Cooperative Urban Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC APMC0000021, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The AP Mahesh Cooperative Urban Bank Limited branch located?
The AP Mahesh Cooperative Urban Bank Limited's branch is located at 22-276/1 &2 BHAGYANAGAR COOP HOUSING SOCIETY KUKATPALLY 500072, , Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Final notes
To recap: APMC0000021 is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch, in , ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
