Use this page as a one-stop reference for everything related to The AP Mahesh Cooperative Urban Bank Limited's branch in , ANDHRA PRADESH. The branch's IFSC code APMC0000015 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The AP Mahesh Cooperative Urban Bank Limited's branch, the IFSC APMC0000015 breaks down as follows: APMC identifies the bank, 0 is the reserved character, and 000015 identifies this particular branch.
Branch details at a glance
| Bank Name | The AP Mahesh Cooperative Urban Bank Limited |
|---|---|
| IFSC Code | APMC0000015 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT 102 SRI KRUPA MARKET MAHABOOB MANSION MALAKPET -500036 |
| State | Andhra Pradesh |
| Phone | 23437135 |
About the bank
The AP Mahesh Cooperative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Andhra Pradesh is part of this network and uses the IFSC code APMC0000015 for all electronic settlement.
About the branch
The branch of The AP Mahesh Cooperative Urban Bank Limited is situated at PLOT 102 SRI KRUPA MARKET MAHABOOB MANSION MALAKPET -500036. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APMC0000015 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The AP Mahesh Cooperative Urban Bank Limited's branch came to be assigned the code APMC0000015.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APMC0000015, money simply cannot be routed to the branch electronically.
How to transfer money using IFSC APMC0000015
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APMC0000015 across all three.
How to use IFSC APMC0000015 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The AP Mahesh Cooperative Urban Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC APMC0000015.
- Confirm the bank name auto-populates as The AP Mahesh Cooperative Urban Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at The AP Mahesh Cooperative Urban Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APMC0000015 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The AP Mahesh Cooperative Urban Bank Limited – , use IMPS. With IFSC APMC0000015 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APMC0000015:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC APMC0000015.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC APMC0000015
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The AP Mahesh Cooperative Urban Bank Limited – is still mapped to IFSC APMC0000015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APMC0000015 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the branch is mapped to IFSC APMC0000015 on the RBI payments network. The branch generally supports the full retail product catalogue of The AP Mahesh Cooperative Urban Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains APMC0000015.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 23437135.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC APMC0000015
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APMC0000015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APMC0000015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC APMC0000015
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The AP Mahesh Cooperative Urban Bank Limited – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
APMC0000015. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the branch
The branch is located at PLOT 102 SRI KRUPA MARKET MAHABOOB MANSION MALAKPET -500036, which puts it inside , the broader district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “The AP Mahesh Cooperative Urban Bank Limited branch” — the verified location pin for IFSC APMC0000015 should appear at the top of the results.
- Confirm the branch is open by calling 23437135 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APMC0000015 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC APMC0000015 for The AP Mahesh Cooperative Urban Bank Limited – , you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APMC0000015, however, work 24x7.
Branch address & contact
The AP Mahesh Cooperative Urban Bank LimitedBranch
PLOT 102 SRI KRUPA MARKET MAHABOOB MANSION MALAKPET -500036
, Andhra Pradesh
Phone: 23437135
IFSC: APMC0000015
Frequently asked questions
Does The AP Mahesh Cooperative Urban Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 23437135 to confirm.
Is IFSC APMC0000015 the same for all accounts at branch?
Yes. The IFSC APMC0000015 is shared by every account held at The AP Mahesh Cooperative Urban Bank Limited's branch. Only the account number changes from customer to customer.
What is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited branch?
The IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch is APMC0000015. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using APMC0000015 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The AP Mahesh Cooperative Urban Bank Limited – reflect within 30 minutes.
Can I use IFSC APMC0000015 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APMC0000015 to send funds instantly.
What is the phone number of The AP Mahesh Cooperative Urban Bank Limited branch?
You can reach the branch at 23437135 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Final notes
To recap: APMC0000015 is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch, in , ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
