If you are searching for the IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch in , ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is APMC0000010. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the branch, and detailed step-by-step guides for using the IFSC APMC0000010 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The AP Mahesh Cooperative Urban Bank Limited – is APMC0000010. The first four letters APMC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000010 map to this branch in , ANDHRA PRADESH.
About the bank
The AP Mahesh Cooperative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Andhra Pradesh is part of this network and uses the IFSC code APMC0000010 for all electronic settlement.
Branch details at a glance
| Bank Name | The AP Mahesh Cooperative Urban Bank Limited |
|---|---|
| IFSC Code | APMC0000010 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3-4-4 KACHIGUDA STATION ROAD HYD -500027 |
| State | Andhra Pradesh |
| Phone | 23437144 |
About this branch
The branch is located at 3-4-4 KACHIGUDA STATION ROAD HYD -500027. It serves the region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The AP Mahesh Cooperative Urban Bank Limited. The IFSC APMC0000010 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The AP Mahesh Cooperative Urban Bank Limited's branch came to be assigned the code APMC0000010.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APMC0000010, money simply cannot be routed to the branch electronically.
Account types you can open at the branch
Once you have an account at The AP Mahesh Cooperative Urban Bank Limited – , the IFSC APMC0000010 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the branch can access most of The AP Mahesh Cooperative Urban Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC APMC0000010
How to transfer money using IFSC APMC0000010
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APMC0000010 across all three.
How to use IFSC APMC0000010 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The AP Mahesh Cooperative Urban Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC APMC0000010.
- Confirm the bank name auto-populates as The AP Mahesh Cooperative Urban Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC APMC0000010
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The AP Mahesh Cooperative Urban Bank Limited – , ensure your bank's portal accepts IFSC APMC0000010 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The AP Mahesh Cooperative Urban Bank Limited (IFSC APMC0000010)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APMC0000010 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APMC0000010 for The AP Mahesh Cooperative Urban Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APMC0000010 | Yes – APMC0000010 | Yes – APMC0000010 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The AP Mahesh Cooperative Urban Bank Limited's branch, the IFSC APMC0000010 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC APMC0000010
The AP Mahesh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APMC0000010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The AP Mahesh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APMC0000010 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC APMC0000010
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The AP Mahesh Cooperative Urban Bank Limited – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
APMC0000010. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The branch sits at 3-4-4 KACHIGUDA STATION ROAD HYD -500027. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 23437144 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APMC0000010 and your account number.
Verifying IFSC APMC0000010 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APMC0000010 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 23437144.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APMC0000010, however, work 24x7.
Branch address & contact
The AP Mahesh Cooperative Urban Bank LimitedBranch
3-4-4 KACHIGUDA STATION ROAD HYD -500027
, Andhra Pradesh
Phone: 23437144
IFSC: APMC0000010
Frequently asked questions
What is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited branch?
The IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch is APMC0000010. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC APMC0000010 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APMC0000010 to send funds instantly.
Does The AP Mahesh Cooperative Urban Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 23437144 to confirm.
What is the phone number of The AP Mahesh Cooperative Urban Bank Limited branch?
You can reach the branch at 23437144 during regular banking hours.
Is IFSC APMC0000010 the same for all accounts at branch?
Yes. The IFSC APMC0000010 is shared by every account held at The AP Mahesh Cooperative Urban Bank Limited's branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using APMC0000010 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The AP Mahesh Cooperative Urban Bank Limited – reflect within 30 minutes.
Summary
The IFSC code APMC0000010 belongs to The AP Mahesh Cooperative Urban Bank Limited's branch, located at 3-4-4 KACHIGUDA STATION ROAD HYD -500027 in , ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
