Use this page as a one-stop reference for everything related to The AP Mahesh Cooperative Urban Bank Limited's branch in , ANDHRA PRADESH. The branch's IFSC code APMC0000008 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The AP Mahesh Cooperative Urban Bank Limited's branch, the IFSC APMC0000008 breaks down as follows: APMC identifies the bank, 0 is the reserved character, and 000008 identifies this particular branch.
About The AP Mahesh Cooperative Urban Bank Limited
The AP Mahesh Cooperative Urban Bank Limited operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APMC0000008.
Branch details at a glance
| Bank Name | The AP Mahesh Cooperative Urban Bank Limited |
|---|---|
| IFSC Code | APMC0000008 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3-6-276/2 OLD MLA QUARTERS HNGR HYD - 500029 |
| State | Andhra Pradesh |
| Phone | 23431804 |
About the branch
The branch of The AP Mahesh Cooperative Urban Bank Limited is situated at 3-6-276/2 OLD MLA QUARTERS HNGR HYD - 500029. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APMC0000008 is used.
Why every The AP Mahesh Cooperative Urban Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of The AP Mahesh Cooperative Urban Bank Limited — its own 11-character IFSC. The code APMC0000008 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APMC0000008 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the branch is mapped to IFSC APMC0000008 on the RBI payments network. The branch generally supports the full retail product catalogue of The AP Mahesh Cooperative Urban Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains APMC0000008.
Products and services
Customers walking into the branch can access most of The AP Mahesh Cooperative Urban Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC APMC0000008
How to transfer money using IFSC APMC0000008
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APMC0000008 across all three.
How to use IFSC APMC0000008 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The AP Mahesh Cooperative Urban Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC APMC0000008.
- Confirm the bank name auto-populates as The AP Mahesh Cooperative Urban Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at The AP Mahesh Cooperative Urban Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APMC0000008 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The AP Mahesh Cooperative Urban Bank Limited – , use IMPS. With IFSC APMC0000008 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APMC0000008 for The AP Mahesh Cooperative Urban Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APMC0000008 | Yes – APMC0000008 | Yes – APMC0000008 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC APMC0000008
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The AP Mahesh Cooperative Urban Bank Limited – is still mapped to IFSC APMC0000008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APMC0000008 and the beneficiary's account number to complete the transfer.
Online banking and IFSC APMC0000008
The AP Mahesh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APMC0000008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APMC0000008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The AP Mahesh Cooperative Urban Bank Limited – :
- The IFSC is exactly APMC0000008 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The AP Mahesh Cooperative Urban Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at 3-6-276/2 OLD MLA QUARTERS HNGR HYD - 500029. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 23431804 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APMC0000008 and your account number.
Verifying IFSC APMC0000008 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APMC0000008 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 23431804.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APMC0000008, however, work 24x7.
Branch address & contact
The AP Mahesh Cooperative Urban Bank LimitedBranch
3-6-276/2 OLD MLA QUARTERS HNGR HYD - 500029
, Andhra Pradesh
Phone: 23431804
IFSC: APMC0000008
Frequently asked questions
Is IFSC APMC0000008 the same for all accounts at branch?
Yes. The IFSC APMC0000008 is shared by every account held at The AP Mahesh Cooperative Urban Bank Limited's branch. Only the account number changes from customer to customer.
What is the phone number of The AP Mahesh Cooperative Urban Bank Limited branch?
You can reach the branch at 23431804 during regular banking hours.
What is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited branch?
The IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch is APMC0000008. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC APMC0000008 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APMC0000008 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Does The AP Mahesh Cooperative Urban Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 23431804 to confirm.
Final notes
To recap: APMC0000008 is the IFSC code of The AP Mahesh Cooperative Urban Bank Limited, branch, in , ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
