If you are searching for the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch in VEPADA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is APBL0002023. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch, and detailed step-by-step guides for using the IFSC APBL0002023 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, APBL0002023 is the IFSC of The Andhra Pradesh State Cooperative Bank Limited's THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch. The format is fixed: APBL = bank code, 0 = reserved, 002023 = branch identifier.
About the bank
The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Vizianagaram District Cooperative Central Bank Ltd branch in Vepada, Andhra Pradesh is part of this network and uses the IFSC code APBL0002023 for all electronic settlement.
About the The Vizianagaram District Cooperative Central Bank Ltd branch
The The Vizianagaram District Cooperative Central Bank Ltd branch of The Andhra Pradesh State Cooperative Bank Limited is situated at VEPADA BRANCH MAIN ROAD VEPADA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0002023 is used.
Branch details at a glance
| Bank Name | The Andhra Pradesh State Cooperative Bank Limited |
|---|---|
| Branch | The Vizianagaram District Cooperative Central Bank Ltd |
| IFSC Code | APBL0002023 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VEPADA BRANCH MAIN ROAD VEPADA |
| City | Vepada |
| District | Vizianagaram |
| State | Andhra Pradesh |
| STD Code | 8966 |
| Phone | 9989773042 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch came to be assigned the code APBL0002023.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0002023, money simply cannot be routed to the THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the The Vizianagaram District Cooperative Central Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0002023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC APBL0002023
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0002023 across all three.
NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD using IFSC APBL0002023
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0002023, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0002023 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD, use IMPS. With IFSC APBL0002023 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APBL0002023 for The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APBL0002023 | Yes – APBL0002023 | Yes – APBL0002023 |
For most retail customers crediting the The Vizianagaram District Cooperative Central Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch, the IFSC APBL0002023 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Vizianagaram District Cooperative Central Bank Ltd branch is mapped to IFSC APBL0002023 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains APBL0002023.
Banking services available
The The Vizianagaram District Cooperative Central Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8966-9989773042.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0002023
Digital banking channels
Most day-to-day work that customers used to do at the The Vizianagaram District Cooperative Central Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0002023 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the The Vizianagaram District Cooperative Central Bank Ltd branch
The branch is located at VEPADA BRANCH MAIN ROAD VEPADA, which puts it inside Vepada, the broader Vizianagaram district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The Vizianagaram District Cooperative Central Bank Ltd branch” — the verified location pin for IFSC APBL0002023 should appear at the top of the results.
- Confirm the branch is open by calling 8966-9989773042 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0002023 and your account number.
Common mistakes to avoid when using IFSC APBL0002023
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
APBL0002023. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Vizianagaram District Cooperative Central Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0002023, however, work 24x7.
Verifying IFSC APBL0002023 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0002023 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8966-9989773042.
- Visiting the bank's official branch locator page.
Branch address & contact
The Andhra Pradesh State Cooperative Bank LimitedThe Vizianagaram District Cooperative Central Bank Ltd Branch
VEPADA BRANCH MAIN ROAD VEPADA
Vepada, Andhra Pradesh
Phone: 8966-9989773042
IFSC: APBL0002023
Frequently asked questions
Is IFSC APBL0002023 valid for NEFT and RTGS?
Yes. IFSC APBL0002023 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Andhra Pradesh State Cooperative Bank Limited The Vizianagaram District Cooperative Central Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC APBL0002023, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC APBL0002023 the same for all accounts at The Vizianagaram District Cooperative Central Bank Ltd branch?
Yes. The IFSC APBL0002023 is shared by every account held at The Andhra Pradesh State Cooperative Bank Limited's The Vizianagaram District Cooperative Central Bank Ltd branch. Only the account number changes from customer to customer.
What is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited The Vizianagaram District Cooperative Central Bank Ltd branch?
The IFSC code of The Andhra Pradesh State Cooperative Bank Limited, The Vizianagaram District Cooperative Central Bank Ltd branch is APBL0002023. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Vizianagaram District Cooperative Central Bank Ltd branch but serve different purposes.
Can I use IFSC APBL0002023 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APBL0002023 to send funds instantly.
Does The Andhra Pradesh State Cooperative Bank Limited The Vizianagaram District Cooperative Central Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8966-9989773042 to confirm.
What is the phone number of The Andhra Pradesh State Cooperative Bank Limited The Vizianagaram District Cooperative Central Bank Ltd branch?
You can reach the branch at 8966-9989773042 during regular banking hours.
Final notes
To recap: APBL0002023 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch, in VEPADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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