IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Andhra Pradesh State Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM branch in VEERAGATTAM. The 11-digit IFSC APBL0001026 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Andhra Pradesh State Cooperative Bank Limited at the THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM is APBL0001026. The first four letters APBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001026 map to this branch in VEERAGATTAM, ANDHRA PRADESH.

Branch details at a glance

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch in Veeragattam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0001026.

The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch overview

Located at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , VEERAGATTAM BRANCH,NEAR POST OFFICE, MAIN ROAD,SRIKAKULAM, PIN-532460, the The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APBL0001026 is required for all interbank electronic transfers routed through this branch.

Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0001026 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0001026 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC APBL0001026

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0001026 across all three.

How to use IFSC APBL0001026 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC APBL0001026.
4. Confirm the bank name auto-populates as The Andhra Pradesh State Cooperative Bank Limited and the branch as THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0001026 while initiating the transfer and the credit will appear within minutes.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM (IFSC APBL0001026)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0001026 in your mobile or internet banking app, and the money is credited to the THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC APBL0001026 for The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC APBL0001026

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM is still mapped to IFSC APBL0001026. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0001026 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch is mapped to IFSC APBL0001026 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0001026.

Banking services available

The The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8942-9160018926.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0001026

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0001026 and the account number together uniquely identify the The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0001026 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC APBL0001026

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: APBL0001026.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch

The branch is located at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , VEERAGATTAM BRANCH,NEAR POST OFFICE, MAIN ROAD,SRIKAKULAM, PIN-532460, which puts it inside Veeragattam, the broader Srikakulam district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch” — the verified location pin for IFSC APBL0001026 should appear at the top of the results.
2. Confirm the branch is open by calling 8942-9160018926 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0001026 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0001026 for The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The District Co-Operative Central Bank Ltd Srikakulam-Veeragattam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0001026, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code APBL0001026 belongs to The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-VEERAGATTAM branch, located at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , VEERAGATTAM… in VEERAGATTAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.