Use this page as a one-stop reference for everything related to The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch in VARADAIAHPALEM, ANDHRA PRADESH. The branch's IFSC code APBL0010033 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch, the IFSC APBL0010033 breaks down as follows: APBL identifies the bank, 0 is the reserved character, and 010033 identifies this particular branch.
Branch details at a glance
| Bank Name | The Andhra Pradesh State Cooperative Bank Limited |
|---|---|
| Branch | The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem |
| IFSC Code | APBL0010033 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO.11-20 TRUNK ROAD-GREAMSPET, NEAR INDIAN OIL PETROL BANK VARADAIAH PALEM (P)(M)-517541 |
| City | Varadaiahpalem |
| District | Chittoor |
| State | Andhra Pradesh |
| Phone | 9100302849 |
About the bank
The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch in Varadaiahpalem, Andhra Pradesh is part of this network and uses the IFSC code APBL0010033 for all electronic settlement.
The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch overview
Located at D.NO.11-20 TRUNK ROAD-GREAMSPET, NEAR INDIAN OIL PETROL BANK VARADAIAH PALEM (P)(M)-517541, the The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APBL0010033 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch came to be assigned the code APBL0010033.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0010033, money simply cannot be routed to the THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch electronically.
How to transfer money using IFSC APBL0010033
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0010033 across all three.
NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM using IFSC APBL0010033
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0010033, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM
If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0010033 while initiating the transfer and the credit will appear within minutes.
IMPS to The Andhra Pradesh State Cooperative Bank Limited THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM (IFSC APBL0010033)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0010033 in your mobile or internet banking app, and the money is credited to the THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0010033:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM is still linked to IFSC APBL0010033.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC APBL0010033
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM is still mapped to IFSC APBL0010033. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0010033 and the beneficiary's account number to complete the transfer.
Account types you can open at the The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch
Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM, the IFSC APBL0010033 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC APBL0010033
MICR & cheque-truncation details
Cheques drawn on the The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0010033 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC APBL0010033
The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0010033 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM:
- The IFSC is exactly APBL0010033 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch
The branch is located at D.NO.11-20 TRUNK ROAD-GREAMSPET, NEAR INDIAN OIL PETROL BANK VARADAIAH PALEM (P)(M)-517541, which puts it inside Varadaiahpalem, the broader Chittoor district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch” — the verified location pin for IFSC APBL0010033 should appear at the top of the results.
- Confirm the branch is open by calling 9100302849 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0010033 and your account number.
Verifying IFSC APBL0010033 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0010033 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9100302849.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0010033 continue to work without interruption.
Branch address & contact
The Andhra Pradesh State Cooperative Bank LimitedThe Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem Branch
D.NO.11-20 TRUNK ROAD-GREAMSPET, NEAR INDIAN OIL PETROL BANK VARADAIAH PALEM (P)(M)-517541
Varadaiahpalem, Andhra Pradesh
Phone: 9100302849
IFSC: APBL0010033
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch but serve different purposes.
How do I add The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC APBL0010033, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC APBL0010033 the same for all accounts at The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch?
Yes. The IFSC APBL0010033 is shared by every account held at The Andhra Pradesh State Cooperative Bank Limited's The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using APBL0010033 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Andhra Pradesh State Cooperative Bank Limited – The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem reflect within 30 minutes.
What is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch?
The IFSC code of The Andhra Pradesh State Cooperative Bank Limited, The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch is APBL0010033. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch?
You can reach the branch at 9100302849 during regular banking hours.
Is IFSC APBL0010033 valid for NEFT and RTGS?
Yes. IFSC APBL0010033 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch located?
The Andhra Pradesh State Cooperative Bank Limited's The Dist. Co-Operative Central Bank Ltd., Chittoor - Varadaiahpalem branch is located at D.NO.11-20 TRUNK ROAD-GREAMSPET, NEAR INDIAN OIL PETROL BANK VARADAIAH PALEM (P)(M)-517541, Varadaiahpalem, Andhra Pradesh.
Final notes
To recap: APBL0010033 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch, in VARADAIAHPALEM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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