IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Andhra Pradesh State Cooperative Bank Limited, THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU branch in UPPALAPADU. The 11-digit IFSC APBL0013023 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Andhra Pradesh State Cooperative Bank Limited at the THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU is APBL0013023. The first four letters APBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 013023 map to this branch in UPPALAPADU, ANDHRA PRADESH.

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu branch in Uppalapadu. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0013023.

Branch details at a glance

The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu branch overview

Located at D.NO.3-7,PEDDABAZAR,UPPALAPADU (V),OWK(M),KURNOOL- 518122, the The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APBL0013023 is required for all interbank electronic transfers routed through this branch.

Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0013023 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0013023 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu branch

Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU, the IFSC APBL0013023 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC APBL0013023

How to transfer money using IFSC APBL0013023

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0013023 across all three.

How to use IFSC APBL0013023 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC APBL0013023.
4. Confirm the bank name auto-populates as The Andhra Pradesh State Cooperative Bank Limited and the branch as THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0013023 while initiating the transfer and the credit will appear within minutes.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU (IFSC APBL0013023)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0013023 in your mobile or internet banking app, and the money is credited to the THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0013023:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU is still linked to IFSC APBL0013023.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC APBL0013023

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU is still mapped to IFSC APBL0013023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0013023 and the beneficiary's account number to complete the transfer.

Online banking and IFSC APBL0013023

The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0013023 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0013023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC APBL0013023

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: APBL0013023.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu branch

The branch is located at D.NO.3-7,PEDDABAZAR,UPPALAPADU (V),OWK(M),KURNOOL- 518122, which puts it inside Uppalapadu, the broader Kurnool district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu branch” — the verified location pin for IFSC APBL0013023 should appear at the top of the results.
2. Confirm the branch is open by calling 8860-226898 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0013023 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0013023 for The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Dist. Co-Operative Central Bank Ltd.,Kurnool - Uppalapadu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0013023 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code APBL0013023 belongs to The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU branch, located at D.NO.3-7,PEDDABAZAR,UPPALAPADU (V),OWK(M),KURNOOL- 518122 in UPPALAPADU, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.