Use this page as a one-stop reference for everything related to The Andhra Pradesh State Cooperative Bank Limited's THULLUR branch in THULLUR, ANDHRA PRADESH. The branch's IFSC code APBL0007032 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, APBL0007032 is the IFSC of The Andhra Pradesh State Cooperative Bank Limited's THULLUR branch. The format is fixed: APBL = bank code, 0 = reserved, 007032 = branch identifier.
Branch details at a glance
| Bank Name | The Andhra Pradesh State Cooperative Bank Limited |
|---|---|
| Branch | Thullur |
| IFSC Code | APBL0007032 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GDCC BANK LTD ,COLLEGE ROAD,MAIN ROAD,THULLUR522237 |
| City | Thullur |
| District | Guntur |
| State | Andhra Pradesh |
| Phone | 9703918488 |
About the bank
The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thullur branch in Thullur, Andhra Pradesh is part of this network and uses the IFSC code APBL0007032 for all electronic settlement.
About the Thullur branch
The Thullur branch of The Andhra Pradesh State Cooperative Bank Limited is situated at GDCC BANK LTD ,COLLEGE ROAD,MAIN ROAD,THULLUR522237. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0007032 is used.
Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THULLUR of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0007032 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0007032 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC APBL0007032
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0007032 across all three.
How to use IFSC APBL0007032 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Andhra Pradesh State Cooperative Bank Limited's THULLUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC APBL0007032.
- Confirm the bank name auto-populates as The Andhra Pradesh State Cooperative Bank Limited and the branch as THULLUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC APBL0007032
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – THULLUR, ensure your bank's portal accepts IFSC APBL0007032 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Andhra Pradesh State Cooperative Bank Limited – THULLUR, use IMPS. With IFSC APBL0007032 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APBL0007032 for The Andhra Pradesh State Cooperative Bank Limited – THULLUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APBL0007032 | Yes – APBL0007032 | Yes – APBL0007032 |
For most retail customers crediting the Thullur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's THULLUR branch, the IFSC APBL0007032 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thullur branch is mapped to IFSC APBL0007032 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains APBL0007032.
Banking services available
The Thullur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9703918488.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0007032
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0007032 and the account number together uniquely identify the Thullur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC APBL0007032
The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THULLUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0007032 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC APBL0007032
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – THULLUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
APBL0007032. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Thullur branch sits at GDCC BANK LTD ,COLLEGE ROAD,MAIN ROAD,THULLUR522237. If you are travelling from outside Thullur, search for the branch on a maps application using the bank name and locality, or call 9703918488 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0007032 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC APBL0007032 for The Andhra Pradesh State Cooperative Bank Limited – THULLUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thullur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0007032, however, work 24x7.
Branch address & contact
The Andhra Pradesh State Cooperative Bank LimitedThullur Branch
GDCC BANK LTD ,COLLEGE ROAD,MAIN ROAD,THULLUR522237
Thullur, Andhra Pradesh
Phone: 9703918488
IFSC: APBL0007032
Frequently asked questions
How quickly will an NEFT transfer using APBL0007032 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Andhra Pradesh State Cooperative Bank Limited – Thullur reflect within 30 minutes.
Does The Andhra Pradesh State Cooperative Bank Limited Thullur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9703918488 to confirm.
Is IFSC APBL0007032 the same for all accounts at Thullur branch?
Yes. The IFSC APBL0007032 is shared by every account held at The Andhra Pradesh State Cooperative Bank Limited's Thullur branch. Only the account number changes from customer to customer.
How do I add The Andhra Pradesh State Cooperative Bank Limited Thullur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC APBL0007032, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Andhra Pradesh State Cooperative Bank Limited Thullur branch located?
The Andhra Pradesh State Cooperative Bank Limited's Thullur branch is located at GDCC BANK LTD ,COLLEGE ROAD,MAIN ROAD,THULLUR522237, Thullur, Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thullur branch but serve different purposes.
What is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited Thullur branch?
The IFSC code of The Andhra Pradesh State Cooperative Bank Limited, Thullur branch is APBL0007032. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: APBL0007032 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THULLUR branch, in THULLUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
