Below are the complete branch details for The Andhra Pradesh State Cooperative Bank Limited, SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE branch, located in SPSR NELLORE, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APBL0009022. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APBL0009022 for The Andhra Pradesh State Cooperative Bank Limited – SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Andhra Pradesh State Cooperative Bank Limited's SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE branch, the IFSC APBL0009022 breaks down as follows: APBL identifies the bank, 0 is the reserved character, and 009022 identifies this particular branch.
Branch details at a glance
| Bank Name | The Andhra Pradesh State Cooperative Bank Limited |
|---|---|
| Branch | Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore |
| IFSC Code | APBL0009022 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KALUVOYA BRANCH OPPOSITE TO BSNL OFFICE MAIN ROAD, KALUVOYA, SPSR NELLORE |
| City | Spsr Nellore |
| District | Spsr Nellore |
| State | Andhra Pradesh |
| STD Code | 8628 |
| Phone | 9951530042 |
About the bank
The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch in Spsr Nellore, Andhra Pradesh is part of this network and uses the IFSC code APBL0009022 for all electronic settlement.
About the Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch
The Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch of The Andhra Pradesh State Cooperative Bank Limited is situated at KALUVOYA BRANCH OPPOSITE TO BSNL OFFICE MAIN ROAD, KALUVOYA, SPSR NELLORE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0009022 is used.
Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0009022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0009022 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC APBL0009022
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0009022 across all three.
NEFT to The Andhra Pradesh State Cooperative Bank Limited, SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE using IFSC APBL0009022
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0009022, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC APBL0009022
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE, ensure your bank's portal accepts IFSC APBL0009022 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Andhra Pradesh State Cooperative Bank Limited SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE (IFSC APBL0009022)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0009022 in your mobile or internet banking app, and the money is credited to the SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APBL0009022 for The Andhra Pradesh State Cooperative Bank Limited – SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APBL0009022 | Yes – APBL0009022 | Yes – APBL0009022 |
For most retail customers crediting the Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE branch, the IFSC APBL0009022 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch
Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE, the IFSC APBL0009022 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8628-9951530042.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0009022
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0009022 and the account number together uniquely identify the Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC APBL0009022
The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0009022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE:
- The IFSC is exactly APBL0009022 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch
The branch is located at KALUVOYA BRANCH OPPOSITE TO BSNL OFFICE MAIN ROAD, KALUVOYA, SPSR NELLORE, which puts it inside Spsr Nellore, the broader Spsr Nellore district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch” — the verified location pin for IFSC APBL0009022 should appear at the top of the results.
- Confirm the branch is open by calling 8628-9951530042 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0009022 and your account number.
Verifying IFSC APBL0009022 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0009022 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8628-9951530042.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0009022 continue to work without interruption.
Branch address & contact
The Andhra Pradesh State Cooperative Bank LimitedSri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore Branch
KALUVOYA BRANCH OPPOSITE TO BSNL OFFICE MAIN ROAD, KALUVOYA, SPSR NELLORE
Spsr Nellore, Andhra Pradesh
Phone: 8628-9951530042
IFSC: APBL0009022
Frequently asked questions
Is IFSC APBL0009022 valid for NEFT and RTGS?
Yes. IFSC APBL0009022 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch but serve different purposes.
Can I use IFSC APBL0009022 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APBL0009022 to send funds instantly.
How quickly will an NEFT transfer using APBL0009022 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Andhra Pradesh State Cooperative Bank Limited – Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore reflect within 30 minutes.
Where is The Andhra Pradesh State Cooperative Bank Limited Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch located?
The Andhra Pradesh State Cooperative Bank Limited's Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch is located at KALUVOYA BRANCH OPPOSITE TO BSNL OFFICE MAIN ROAD, KALUVOYA, SPSR NELLORE, Spsr Nellore, Andhra Pradesh.
Is IFSC APBL0009022 the same for all accounts at Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch?
Yes. The IFSC APBL0009022 is shared by every account held at The Andhra Pradesh State Cooperative Bank Limited's Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore branch. Only the account number changes from customer to customer.
How do I add The Andhra Pradesh State Cooperative Bank Limited Sri Potti Sri Ramulu Nellore District Cooperative Cetnral Bank Ltd Nellore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC APBL0009022, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: APBL0009022 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, SRI POTTI SRI RAMULU NELLORE DISTRICT COOPERATIVE CETNRAL BANK LTD NELLORE branch, in SPSR NELLORE, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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