Below are the complete branch details for The Andhra Pradesh State Cooperative Bank Limited, SINGARAYAKONDA branch, located in SINGARAYAKONDA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APBL0008025. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APBL0008025 for The Andhra Pradesh State Cooperative Bank Limited – SINGARAYAKONDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Andhra Pradesh State Cooperative Bank Limited's SINGARAYAKONDA branch, the IFSC APBL0008025 breaks down as follows: APBL identifies the bank, 0 is the reserved character, and 008025 identifies this particular branch.
About the bank
The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Singarayakonda branch in Singarayakonda, Andhra Pradesh is part of this network and uses the IFSC code APBL0008025 for all electronic settlement.
Branch details at a glance
| Bank Name | The Andhra Pradesh State Cooperative Bank Limited |
|---|---|
| Branch | Singarayakonda |
| IFSC Code | APBL0008025 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE PDCCBANK LTD., SINGARAYAKONDA, PRAKASAM DIST. PIN 523101 |
| City | Singarayakonda |
| District | Prakasam |
| State | Andhra Pradesh |
| Phone | 9704660284 |
Singarayakonda branch overview
Located at THE PDCCBANK LTD., SINGARAYAKONDA, PRAKASAM DIST. PIN 523101, the Singarayakonda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APBL0008025 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's SINGARAYAKONDA branch came to be assigned the code APBL0008025.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0008025, money simply cannot be routed to the SINGARAYAKONDA branch electronically.
Products and account variants supported
Every account opened at the Singarayakonda branch is mapped to IFSC APBL0008025 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains APBL0008025.
Products and services
Customers walking into the Singarayakonda branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC APBL0008025
How to transfer money using IFSC APBL0008025
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0008025 across all three.
NEFT to The Andhra Pradesh State Cooperative Bank Limited, SINGARAYAKONDA using IFSC APBL0008025
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0008025, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – SINGARAYAKONDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SINGARAYAKONDA
If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's SINGARAYAKONDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0008025 while initiating the transfer and the credit will appear within minutes.
IMPS to The Andhra Pradesh State Cooperative Bank Limited SINGARAYAKONDA (IFSC APBL0008025)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0008025 in your mobile or internet banking app, and the money is credited to the SINGARAYAKONDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APBL0008025 for The Andhra Pradesh State Cooperative Bank Limited – SINGARAYAKONDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APBL0008025 | Yes – APBL0008025 | Yes – APBL0008025 |
For most retail customers crediting the Singarayakonda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC APBL0008025
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – SINGARAYAKONDA is still mapped to IFSC APBL0008025. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0008025 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Singarayakonda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0008025 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Singarayakonda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0008025 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC APBL0008025
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – SINGARAYAKONDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
APBL0008025. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Singarayakonda branch sits at THE PDCCBANK LTD., SINGARAYAKONDA, PRAKASAM DIST. PIN 523101. If you are travelling from outside Singarayakonda, search for the branch on a maps application using the bank name and locality, or call 9704660284 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0008025 and your account number.
Verifying IFSC APBL0008025 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0008025 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9704660284.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Singarayakonda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0008025 continue to work without interruption.
Branch address & contact
The Andhra Pradesh State Cooperative Bank LimitedSingarayakonda Branch
THE PDCCBANK LTD., SINGARAYAKONDA, PRAKASAM DIST. PIN 523101
Singarayakonda, Andhra Pradesh
Phone: 9704660284
IFSC: APBL0008025
Frequently asked questions
Is IFSC APBL0008025 valid for NEFT and RTGS?
Yes. IFSC APBL0008025 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Andhra Pradesh State Cooperative Bank Limited Singarayakonda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC APBL0008025, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using APBL0008025 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Andhra Pradesh State Cooperative Bank Limited – Singarayakonda reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Singarayakonda branch but serve different purposes.
Where is The Andhra Pradesh State Cooperative Bank Limited Singarayakonda branch located?
The Andhra Pradesh State Cooperative Bank Limited's Singarayakonda branch is located at THE PDCCBANK LTD., SINGARAYAKONDA, PRAKASAM DIST. PIN 523101, Singarayakonda, Andhra Pradesh.
Can I use IFSC APBL0008025 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APBL0008025 to send funds instantly.
Summary
The IFSC code APBL0008025 belongs to The Andhra Pradesh State Cooperative Bank Limited's SINGARAYAKONDA branch, located at THE PDCCBANK LTD., SINGARAYAKONDA, PRAKASAM DIST. PIN 523101 in SINGARAYAKONDA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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