IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM branch in RANASTHALAM, ANDHRA PRADESH. The branch's IFSC code APBL0001018 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM branch, the IFSC APBL0001018 breaks down as follows: APBL identifies the bank, 0 is the reserved character, and 001018 identifies this particular branch.

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam branch in Ranasthalam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0001018.

Branch details at a glance

About this branch

The branch is located at OPP NEW POLICE STATION, JR PURAM, RANASTHALAM,SRIKAKULAM - 532407. It serves the Ranasthalam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Andhra Pradesh State Cooperative Bank Limited. The IFSC APBL0001018 is used to identify this branch on the RBI payments network.

Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0001018 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0001018 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam branch is mapped to IFSC APBL0001018 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0001018.

Banking services available

The The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8942-9133427771.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0001018

How to transfer money using IFSC APBL0001018

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0001018 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM using IFSC APBL0001018

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0001018, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0001018 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM, use IMPS. With IFSC APBL0001018 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0001018:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM is still linked to IFSC APBL0001018.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC APBL0001018

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM is still mapped to IFSC APBL0001018. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0001018 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0001018 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0001018 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM:

• The IFSC is exactly APBL0001018 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam branch

The branch is located at OPP NEW POLICE STATION, JR PURAM, RANASTHALAM,SRIKAKULAM - 532407, which puts it inside Ranasthalam, the broader Srikakulam district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam branch” — the verified location pin for IFSC APBL0001018 should appear at the top of the results.
2. Confirm the branch is open by calling 8942-9133427771 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0001018 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0001018 for The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Dist. Co-Operative Central Bank Ltd., Srikakulam - Ranasthalam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0001018, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0001018 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE DIST. CO-OPERATIVE CENTRAL BANK LTD., SRIKAKULAM - RANASTHALAM branch, in RANASTHALAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.