IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Guntur District Co-Operative Central Bank Ltd. Branch, Andhra Pradesh

Below are the complete branch details for The Andhra Pradesh State Cooperative Bank Limited, THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. branch, located in NAGARAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APBL0007042. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APBL0007042 for The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. is APBL0007042. The first four letters APBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007042 map to this branch in NAGARAM, ANDHRA PRADESH.

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the The Guntur District Co-Operative Central Bank Ltd. branch in Nagaram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0007042.

About the The Guntur District Co-Operative Central Bank Ltd. branch

The The Guntur District Co-Operative Central Bank Ltd. branch of The Andhra Pradesh State Cooperative Bank Limited is situated at THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - NAGARAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0007042 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. branch came to be assigned the code APBL0007042.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0007042, money simply cannot be routed to the THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Guntur District Co-Operative Central Bank Ltd. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0007042 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC APBL0007042

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0007042 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. using IFSC APBL0007042

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0007042, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC APBL0007042

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD., ensure your bank's portal accepts IFSC APBL0007042 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. (IFSC APBL0007042)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0007042 in your mobile or internet banking app, and the money is credited to the THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC APBL0007042 for The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Guntur District Co-Operative Central Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC APBL0007042

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. is still mapped to IFSC APBL0007042. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0007042 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Guntur District Co-Operative Central Bank Ltd. branch

Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD., the IFSC APBL0007042 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Guntur District Co-Operative Central Bank Ltd. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 863-2355460.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0007042

Online banking and IFSC APBL0007042

The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0007042 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Guntur District Co-Operative Central Bank Ltd. branch sits at THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - NAGARAM. If you are travelling from outside Nagaram, search for the branch on a maps application using the bank name and locality, or call 863-2355460 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0007042 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD.:

• The IFSC is exactly APBL0007042 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Guntur District Co-Operative Central Bank Ltd. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0007042 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0007042 for The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0007042 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD. branch, in NAGARAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.