IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Prakasam District Co Operative Central Bank Ltd Mundlamuru Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to The Andhra Pradesh State Cooperative Bank Limited's THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU branch in MUNDLAMURU, ANDHRA PRADESH. The branch's IFSC code APBL0008031 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Andhra Pradesh State Cooperative Bank Limited – THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU is APBL0008031. The first four letters APBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008031 map to this branch in MUNDLAMURU, ANDHRA PRADESH.

Branch details at a glance

Bank profile

The Andhra Pradesh State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Prakasam District Co Operative Central Bank Ltd Mundlamuru branch — IFSC APBL0008031 — extends the bank's services to customers in and around Mundlamuru, Andhra Pradesh.

About the The Prakasam District Co Operative Central Bank Ltd Mundlamuru branch

The The Prakasam District Co Operative Central Bank Ltd Mundlamuru branch of The Andhra Pradesh State Cooperative Bank Limited is situated at D NO 2-93 MUNDLAMURU PRAKASAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0008031 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU branch came to be assigned the code APBL0008031.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0008031, money simply cannot be routed to the THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU branch electronically.

How to transfer money using IFSC APBL0008031

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0008031 across all three.

How to use IFSC APBL0008031 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Andhra Pradesh State Cooperative Bank Limited's THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC APBL0008031.
4. Confirm the bank name auto-populates as The Andhra Pradesh State Cooperative Bank Limited and the branch as THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0008031 while initiating the transfer and the credit will appear within minutes.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU (IFSC APBL0008031)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0008031 in your mobile or internet banking app, and the money is credited to the THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Prakasam District Co Operative Central Bank Ltd Mundlamuru

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0008031:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU is still linked to IFSC APBL0008031.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC APBL0008031

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU is still mapped to IFSC APBL0008031. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0008031 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Prakasam District Co Operative Central Bank Ltd Mundlamuru branch is mapped to IFSC APBL0008031 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0008031.

Products and services

Customers walking into the The Prakasam District Co Operative Central Bank Ltd Mundlamuru branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC APBL0008031

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0008031 and the account number together uniquely identify the The Prakasam District Co Operative Central Bank Ltd Mundlamuru branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC APBL0008031

The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0008031 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC APBL0008031

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: APBL0008031.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Prakasam District Co Operative Central Bank Ltd Mundlamuru branch sits at D NO 2-93 MUNDLAMURU PRAKASAM. If you are travelling from outside Mundlamuru, search for the branch on a maps application using the bank name and locality, or call 8407-8309081519 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0008031 and your account number.

Verifying IFSC APBL0008031 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0008031 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8407-8309081519.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Prakasam District Co Operative Central Bank Ltd Mundlamuru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0008031, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code APBL0008031 belongs to The Andhra Pradesh State Cooperative Bank Limited's THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD MUNDLAMURU branch, located at D NO 2-93 MUNDLAMURU PRAKASAM in MUNDLAMURU, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.