IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Kadapa District Co Operative Central Bank Ltd Muddanur Branch, Andhra Pradesh

Below are the complete branch details for The Andhra Pradesh State Cooperative Bank Limited, THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR branch, located in MUDDANUR, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APBL0011027. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APBL0011027 for The Andhra Pradesh State Cooperative Bank Limited – THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, APBL0011027 is the IFSC of The Andhra Pradesh State Cooperative Bank Limited's THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR branch. The format is fixed: APBL = bank code, 0 = reserved, 011027 = branch identifier.

About the bank

The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Kadapa District Co Operative Central Bank Ltd Muddanur branch in Muddanur, Andhra Pradesh is part of this network and uses the IFSC code APBL0011027 for all electronic settlement.

About this branch

The branch is located at D NO 5 106 A 20-K L KADAPA ROAD MUDDANUR YSR DISTRICT 516380. It serves the Muddanur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Andhra Pradesh State Cooperative Bank Limited. The IFSC APBL0011027 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR branch came to be assigned the code APBL0011027.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0011027, money simply cannot be routed to the THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0011027 and the account number together uniquely identify the The Kadapa District Co Operative Central Bank Ltd Muddanur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC APBL0011027

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0011027 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR using IFSC APBL0011027

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0011027, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0011027 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Andhra Pradesh State Cooperative Bank Limited – THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR, use IMPS. With IFSC APBL0011027 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Kadapa District Co Operative Central Bank Ltd Muddanur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0011027:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR is still linked to IFSC APBL0011027.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC APBL0011027

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR is still mapped to IFSC APBL0011027. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0011027 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Kadapa District Co Operative Central Bank Ltd Muddanur branch is mapped to IFSC APBL0011027 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0011027.

Products and services

Customers walking into the The Kadapa District Co Operative Central Bank Ltd Muddanur branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC APBL0011027

Digital banking channels

Most day-to-day work that customers used to do at the The Kadapa District Co Operative Central Bank Ltd Muddanur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0011027 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Kadapa District Co Operative Central Bank Ltd Muddanur branch

The branch is located at D NO 5 106 A 20-K L KADAPA ROAD MUDDANUR YSR DISTRICT 516380, which puts it inside Muddanur, the broader Y S R district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The Kadapa District Co Operative Central Bank Ltd Muddanur branch” — the verified location pin for IFSC APBL0011027 should appear at the top of the results.
2. Confirm the branch is open by calling 8560-9989353501 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0011027 and your account number.

Common mistakes to avoid when using IFSC APBL0011027

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: APBL0011027.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Kadapa District Co Operative Central Bank Ltd Muddanur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0011027 continue to work without interruption.

Verifying IFSC APBL0011027 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0011027 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8560-9989353501.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0011027 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE KADAPA DISTRICT CO OPERATIVE CENTRAL BANK LTD MUDDANUR branch, in MUDDANUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.