IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Vizianagaram District Cooperative Central Bank Ltd Branch, Andhra Pradesh

Below are the complete branch details for The Andhra Pradesh State Cooperative Bank Limited, THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch, located in MENTADA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APBL0002022. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APBL0002022 for The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, APBL0002022 is the IFSC of The Andhra Pradesh State Cooperative Bank Limited's THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch. The format is fixed: APBL = bank code, 0 = reserved, 002022 = branch identifier.

About the bank

The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Vizianagaram District Cooperative Central Bank Ltd branch in Mentada, Andhra Pradesh is part of this network and uses the IFSC code APBL0002022 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at MENTADA BRANCH GROUND FLOOR YEGUVA STREET CHELLAPETA. It serves the Mentada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Andhra Pradesh State Cooperative Bank Limited. The IFSC APBL0002022 is used to identify this branch on the RBI payments network.

Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0002022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0002022 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Vizianagaram District Cooperative Central Bank Ltd branch

Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD, the IFSC APBL0002022 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Vizianagaram District Cooperative Central Bank Ltd branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC APBL0002022

How to transfer money using IFSC APBL0002022

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0002022 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD using IFSC APBL0002022

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0002022, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0002022 while initiating the transfer and the credit will appear within minutes.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD (IFSC APBL0002022)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0002022 in your mobile or internet banking app, and the money is credited to the THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC APBL0002022 for The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Vizianagaram District Cooperative Central Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC APBL0002022

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD is still mapped to IFSC APBL0002022. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0002022 and the beneficiary's account number to complete the transfer.

Online banking and IFSC APBL0002022

The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0002022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Vizianagaram District Cooperative Central Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0002022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD:

• The IFSC is exactly APBL0002022 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Vizianagaram District Cooperative Central Bank Ltd branch

The branch is located at MENTADA BRANCH GROUND FLOOR YEGUVA STREET CHELLAPETA, which puts it inside Mentada, the broader Vizianagaram district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The Vizianagaram District Cooperative Central Bank Ltd branch” — the verified location pin for IFSC APBL0002022 should appear at the top of the results.
2. Confirm the branch is open by calling 8965-9989773041 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0002022 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0002022 for The Andhra Pradesh State Cooperative Bank Limited – THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Vizianagaram District Cooperative Central Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0002022, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code APBL0002022 belongs to The Andhra Pradesh State Cooperative Bank Limited's THE VIZIANAGARAM DISTRICT COOPERATIVE CENTRAL BANK LTD branch, located at MENTADA BRANCH GROUND FLOOR YEGUVA STREET CHELLAPETA in MENTADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.