IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti Branch, Andhra Pradesh

If you are searching for the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI branch in MALEYAPUTTI, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is APBL0001023. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI branch, and detailed step-by-step guides for using the IFSC APBL0001023 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI branch, the IFSC APBL0001023 breaks down as follows: APBL identifies the bank, 0 is the reserved character, and 001023 identifies this particular branch.

Branch details at a glance

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti branch in Maleyaputti. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0001023.

About this branch

The branch is located at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , MALEYAPUTTI,MAIN ROAD,3 ROAD JUNCTION,PARLAKIMIDI ROAD, OPP AXIS BANK ATM,SRIKAKULAM, PIN-532215. It serves the Maleyaputti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Andhra Pradesh State Cooperative Bank Limited. The IFSC APBL0001023 is used to identify this branch on the RBI payments network.

Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0001023 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0001023 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC APBL0001023

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0001023 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI using IFSC APBL0001023

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0001023, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0001023 while initiating the transfer and the credit will appear within minutes.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI (IFSC APBL0001023)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0001023 in your mobile or internet banking app, and the money is credited to the THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0001023:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI is still linked to IFSC APBL0001023.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC APBL0001023

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI is still mapped to IFSC APBL0001023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0001023 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti branch is mapped to IFSC APBL0001023 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0001023.

Products and services

Customers walking into the The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC APBL0001023

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0001023 and the account number together uniquely identify the The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0001023 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI:

• The IFSC is exactly APBL0001023 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti branch sits at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , MALEYAPUTTI,MAIN ROAD,3 ROAD JUNCTION,PARLAKIMIDI ROAD, OPP AXIS BANK ATM,SRIKAKULAM, PIN-532215. If you are travelling from outside Maleyaputti, search for the branch on a maps application using the bank name and locality, or call 8946-9160018934 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0001023 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0001023 for The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The District Co-Operative Central Bank Ltd Srikakulam-Maleyaputti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0001023, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0001023 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-MALEYAPUTTI branch, in MALEYAPUTTI, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.