IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The District Co Operative Central Bank Ltd Kurupam Branch Branch, Andhra Pradesh

If you are searching for the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch in KURUPAM, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is APBL0002020. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch, and detailed step-by-step guides for using the IFSC APBL0002020 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, APBL0002020 is the IFSC of The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch. The format is fixed: APBL = bank code, 0 = reserved, 002020 = branch identifier.

Branch details at a glance

Bank profile

The Andhra Pradesh State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The District Co Operative Central Bank Ltd Kurupam Branch branch — IFSC APBL0002020 — extends the bank's services to customers in and around Kurupam, Andhra Pradesh.

The District Co Operative Central Bank Ltd Kurupam Branch branch overview

Located at OPP BSNL TELEPHONE EXCHANGE, KURUPAM, VIZIANAGARAM DISTRICT, ANDHRA PRADESH-535524, the The District Co Operative Central Bank Ltd Kurupam Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APBL0002020 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch came to be assigned the code APBL0002020.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0002020, money simply cannot be routed to the THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch electronically.

How to transfer money using IFSC APBL0002020

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0002020 across all three.

How to use IFSC APBL0002020 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC APBL0002020.
4. Confirm the bank name auto-populates as The Andhra Pradesh State Cooperative Bank Limited and the branch as THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC APBL0002020

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH, ensure your bank's portal accepts IFSC APBL0002020 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH, use IMPS. With IFSC APBL0002020 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The District Co Operative Central Bank Ltd Kurupam Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0002020:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH is still linked to IFSC APBL0002020.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch, the IFSC APBL0002020 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The District Co Operative Central Bank Ltd Kurupam Branch branch

Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH, the IFSC APBL0002020 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The District Co Operative Central Bank Ltd Kurupam Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9676433765.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0002020

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0002020 and the account number together uniquely identify the The District Co Operative Central Bank Ltd Kurupam Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC APBL0002020

The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0002020 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH:

• The IFSC is exactly APBL0002020 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The District Co Operative Central Bank Ltd Kurupam Branch branch

The branch is located at OPP BSNL TELEPHONE EXCHANGE, KURUPAM, VIZIANAGARAM DISTRICT, ANDHRA PRADESH-535524, which puts it inside Kurupam, the broader Vizianagaram district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The District Co Operative Central Bank Ltd Kurupam Branch branch” — the verified location pin for IFSC APBL0002020 should appear at the top of the results.
2. Confirm the branch is open by calling 9676433765 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0002020 and your account number.

Verifying IFSC APBL0002020 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0002020 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9676433765.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The District Co Operative Central Bank Ltd Kurupam Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0002020 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0002020 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH branch, in KURUPAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.