Use this page as a one-stop reference for everything related to The Andhra Pradesh State Cooperative Bank Limited's OLD TOWN KURNOOL branch in KURNOOL, ANDHRA PRADESH. The branch's IFSC code APBL0013014 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Andhra Pradesh State Cooperative Bank Limited – OLD TOWN KURNOOL is APBL0013014. The first four letters APBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 013014 map to this branch in KURNOOL, ANDHRA PRADESH.
About The Andhra Pradesh State Cooperative Bank Limited
The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the Old Town Kurnool branch in Kurnool. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0013014.
Branch details at a glance
| Bank Name | The Andhra Pradesh State Cooperative Bank Limited |
|---|---|
| Branch | Old Town Kurnool |
| IFSC Code | APBL0013014 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HNO 57 9 FORT KURNOOL |
| City | Kurnool |
| District | Kurnool |
| State | Andhra Pradesh |
| STD Code | 8518 |
| Phone | 244119 |
About the Old Town Kurnool branch
The Old Town Kurnool branch of The Andhra Pradesh State Cooperative Bank Limited is situated at HNO 57 9 FORT KURNOOL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0013014 is used.
Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OLD TOWN KURNOOL of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0013014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0013014 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Old Town Kurnool branch
Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – OLD TOWN KURNOOL, the IFSC APBL0013014 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Old Town Kurnool branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8518-244119.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0013014
How to transfer money using IFSC APBL0013014
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0013014 across all three.
NEFT to The Andhra Pradesh State Cooperative Bank Limited, OLD TOWN KURNOOL using IFSC APBL0013014
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0013014, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – OLD TOWN KURNOOL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC APBL0013014
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – OLD TOWN KURNOOL, ensure your bank's portal accepts IFSC APBL0013014 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Andhra Pradesh State Cooperative Bank Limited OLD TOWN KURNOOL (IFSC APBL0013014)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0013014 in your mobile or internet banking app, and the money is credited to the OLD TOWN KURNOOL branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Old Town Kurnool
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0013014:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at OLD TOWN KURNOOL is still linked to IFSC APBL0013014.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's OLD TOWN KURNOOL branch, the IFSC APBL0013014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC APBL0013014
The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the OLD TOWN KURNOOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0013014 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Old Town Kurnool branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0013014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC APBL0013014
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – OLD TOWN KURNOOL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
APBL0013014. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Old Town Kurnool branch
The branch is located at HNO 57 9 FORT KURNOOL, which puts it inside Kurnool, the broader Kurnool district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited Old Town Kurnool branch” — the verified location pin for IFSC APBL0013014 should appear at the top of the results.
- Confirm the branch is open by calling 8518-244119 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0013014 and your account number.
Verifying IFSC APBL0013014 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0013014 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8518-244119.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Old Town Kurnool are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0013014 continue to work without interruption.
Branch address & contact
The Andhra Pradesh State Cooperative Bank LimitedOld Town Kurnool Branch
HNO 57 9 FORT KURNOOL
Kurnool, Andhra Pradesh
Phone: 8518-244119
IFSC: APBL0013014
Frequently asked questions
Where is The Andhra Pradesh State Cooperative Bank Limited Old Town Kurnool branch located?
The Andhra Pradesh State Cooperative Bank Limited's Old Town Kurnool branch is located at HNO 57 9 FORT KURNOOL, Kurnool, Andhra Pradesh.
How quickly will an NEFT transfer using APBL0013014 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Andhra Pradesh State Cooperative Bank Limited – Old Town Kurnool reflect within 30 minutes.
Is IFSC APBL0013014 the same for all accounts at Old Town Kurnool branch?
Yes. The IFSC APBL0013014 is shared by every account held at The Andhra Pradesh State Cooperative Bank Limited's Old Town Kurnool branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Old Town Kurnool branch but serve different purposes.
Is IFSC APBL0013014 valid for NEFT and RTGS?
Yes. IFSC APBL0013014 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC APBL0013014 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APBL0013014 to send funds instantly.
Summary
The IFSC code APBL0013014 belongs to The Andhra Pradesh State Cooperative Bank Limited's OLD TOWN KURNOOL branch, located at HNO 57 9 FORT KURNOOL in KURNOOL, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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