IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, Krishna Dcc Bank Ltd,Kanchikacherla Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,KANCHIKACHERLA branch in KANCHIKACHERLA, ANDHRA PRADESH. The branch's IFSC code APBL0006021 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, APBL0006021 is the IFSC of The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,KANCHIKACHERLA branch. The format is fixed: APBL = bank code, 0 = reserved, 006021 = branch identifier.

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the Krishna Dcc Bank Ltd,Kanchikacherla branch in Kanchikacherla. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0006021.

About this branch

The branch is located at KANCHIKACHERLA. It serves the Kanchikacherla region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Andhra Pradesh State Cooperative Bank Limited. The IFSC APBL0006021 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KRISHNA DCC BANK LTD,KANCHIKACHERLA of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0006021 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0006021 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Krishna Dcc Bank Ltd,Kanchikacherla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0006021 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC APBL0006021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0006021 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, KRISHNA DCC BANK LTD,KANCHIKACHERLA using IFSC APBL0006021

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0006021, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,KANCHIKACHERLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KRISHNA DCC BANK LTD,KANCHIKACHERLA

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,KANCHIKACHERLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0006021 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,KANCHIKACHERLA, use IMPS. With IFSC APBL0006021 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC APBL0006021 for The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,KANCHIKACHERLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Krishna Dcc Bank Ltd,Kanchikacherla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,KANCHIKACHERLA branch, the IFSC APBL0006021 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Krishna Dcc Bank Ltd,Kanchikacherla branch is mapped to IFSC APBL0006021 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0006021.

Banking services available

The Krishna Dcc Bank Ltd,Kanchikacherla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9949688391.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0006021

Digital banking channels

Most day-to-day work that customers used to do at the Krishna Dcc Bank Ltd,Kanchikacherla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0006021 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Krishna Dcc Bank Ltd,Kanchikacherla branch

The branch is located at KANCHIKACHERLA, which puts it inside Kanchikacherla, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited Krishna Dcc Bank Ltd,Kanchikacherla branch” — the verified location pin for IFSC APBL0006021 should appear at the top of the results.
2. Confirm the branch is open by calling 9949688391 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0006021 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,KANCHIKACHERLA:

• The IFSC is exactly APBL0006021 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and KRISHNA DCC BANK LTD,KANCHIKACHERLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Krishna Dcc Bank Ltd,Kanchikacherla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0006021 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0006021 for The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,KANCHIKACHERLA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0006021 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, KRISHNA DCC BANK LTD,KANCHIKACHERLA branch, in KANCHIKACHERLA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.