IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli Branch, Andhra Pradesh

Below are the complete branch details for The Andhra Pradesh State Cooperative Bank Limited, THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI branch, located in GUNTUR, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APBL0007041. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APBL0007041 for The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI branch, the IFSC APBL0007041 breaks down as follows: APBL identifies the bank, 0 is the reserved character, and 007041 identifies this particular branch.

About the bank

The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli branch in Guntur, Andhra Pradesh is part of this network and uses the IFSC code APBL0007041 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at D NO 3 - 607/2 BEHIND AYYAPPA SWAMY TEMPLE UNDAVALLI VILLAGE TADEPALLI MANDAL GUNTUR - 522501. It serves the Guntur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Andhra Pradesh State Cooperative Bank Limited. The IFSC APBL0007041 is used to identify this branch on the RBI payments network.

Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0007041 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0007041 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli branch

Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI, the IFSC APBL0007041 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8645-273059.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0007041

How to transfer money using IFSC APBL0007041

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0007041 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI using IFSC APBL0007041

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0007041, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC APBL0007041

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI, ensure your bank's portal accepts IFSC APBL0007041 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI (IFSC APBL0007041)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0007041 in your mobile or internet banking app, and the money is credited to the THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC APBL0007041 for The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI branch, the IFSC APBL0007041 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC APBL0007041

The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0007041 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0007041 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC APBL0007041

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: APBL0007041.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli branch

The branch is located at D NO 3 - 607/2 BEHIND AYYAPPA SWAMY TEMPLE UNDAVALLI VILLAGE TADEPALLI MANDAL GUNTUR - 522501, which puts it inside Guntur, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli branch” — the verified location pin for IFSC APBL0007041 should appear at the top of the results.
2. Confirm the branch is open by calling 8645-273059 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0007041 and your account number.

Verifying IFSC APBL0007041 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0007041 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8645-273059.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Dist. Co-Operative Central Bank Ltd., Guntur - Undavalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0007041, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0007041 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - UNDAVALLI branch, in GUNTUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.