IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, Krishna Dcc Bank Ltd,Gudlavalleru Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Andhra Pradesh State Cooperative Bank Limited, KRISHNA DCC BANK LTD,GUDLAVALLERU branch in GUDLAVALLERU. The 11-digit IFSC APBL0006013 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Andhra Pradesh State Cooperative Bank Limited at the KRISHNA DCC BANK LTD,GUDLAVALLERU location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,GUDLAVALLERU is APBL0006013. The first four letters APBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006013 map to this branch in GUDLAVALLERU, ANDHRA PRADESH.

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the Krishna Dcc Bank Ltd,Gudlavalleru branch in Gudlavalleru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0006013.

Branch details at a glance

Krishna Dcc Bank Ltd,Gudlavalleru branch overview

Located at GUDLAVALLERU, the Krishna Dcc Bank Ltd,Gudlavalleru branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APBL0006013 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,GUDLAVALLERU branch came to be assigned the code APBL0006013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0006013, money simply cannot be routed to the KRISHNA DCC BANK LTD,GUDLAVALLERU branch electronically.

Account types you can open at the Krishna Dcc Bank Ltd,Gudlavalleru branch

Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,GUDLAVALLERU, the IFSC APBL0006013 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Krishna Dcc Bank Ltd,Gudlavalleru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9949688378.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0006013

How to transfer money using IFSC APBL0006013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0006013 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, KRISHNA DCC BANK LTD,GUDLAVALLERU using IFSC APBL0006013

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0006013, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,GUDLAVALLERU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KRISHNA DCC BANK LTD,GUDLAVALLERU

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,GUDLAVALLERU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0006013 while initiating the transfer and the credit will appear within minutes.

IMPS to The Andhra Pradesh State Cooperative Bank Limited KRISHNA DCC BANK LTD,GUDLAVALLERU (IFSC APBL0006013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0006013 in your mobile or internet banking app, and the money is credited to the KRISHNA DCC BANK LTD,GUDLAVALLERU branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC APBL0006013 for The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,GUDLAVALLERU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Krishna Dcc Bank Ltd,Gudlavalleru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC APBL0006013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,GUDLAVALLERU is still mapped to IFSC APBL0006013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0006013 and the beneficiary's account number to complete the transfer.

Online banking and IFSC APBL0006013

The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KRISHNA DCC BANK LTD,GUDLAVALLERU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0006013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0006013 and the account number together uniquely identify the Krishna Dcc Bank Ltd,Gudlavalleru branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,GUDLAVALLERU:

• The IFSC is exactly APBL0006013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and KRISHNA DCC BANK LTD,GUDLAVALLERU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Krishna Dcc Bank Ltd,Gudlavalleru branch

The branch is located at GUDLAVALLERU, which puts it inside Gudlavalleru, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited Krishna Dcc Bank Ltd,Gudlavalleru branch” — the verified location pin for IFSC APBL0006013 should appear at the top of the results.
2. Confirm the branch is open by calling 9949688378 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0006013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0006013 for The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,GUDLAVALLERU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Krishna Dcc Bank Ltd,Gudlavalleru are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0006013 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0006013 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, KRISHNA DCC BANK LTD,GUDLAVALLERU branch, in GUDLAVALLERU, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.