IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, Krishna Dcc Bank Ltd,Chinnapuram Branch, Andhra Pradesh

Below are the complete branch details for The Andhra Pradesh State Cooperative Bank Limited, KRISHNA DCC BANK LTD,CHINNAPURAM branch, located in CHINNAPURAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APBL0006048. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APBL0006048 for The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,CHINNAPURAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, APBL0006048 is the IFSC of The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,CHINNAPURAM branch. The format is fixed: APBL = bank code, 0 = reserved, 006048 = branch identifier.

About the bank

The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Krishna Dcc Bank Ltd,Chinnapuram branch in Chinnapuram, Andhra Pradesh is part of this network and uses the IFSC code APBL0006048 for all electronic settlement.

About the Krishna Dcc Bank Ltd,Chinnapuram branch

The Krishna Dcc Bank Ltd,Chinnapuram branch of The Andhra Pradesh State Cooperative Bank Limited is situated at CHINNAPURAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0006048 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,CHINNAPURAM branch came to be assigned the code APBL0006048.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0006048, money simply cannot be routed to the KRISHNA DCC BANK LTD,CHINNAPURAM branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Krishna Dcc Bank Ltd,Chinnapuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0006048 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC APBL0006048

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0006048 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, KRISHNA DCC BANK LTD,CHINNAPURAM using IFSC APBL0006048

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0006048, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,CHINNAPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KRISHNA DCC BANK LTD,CHINNAPURAM

If you need to transfer ₹2 lakh or more in one go to an account at The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,CHINNAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC APBL0006048 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,CHINNAPURAM, use IMPS. With IFSC APBL0006048 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Krishna Dcc Bank Ltd,Chinnapuram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0006048:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KRISHNA DCC BANK LTD,CHINNAPURAM is still linked to IFSC APBL0006048.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's KRISHNA DCC BANK LTD,CHINNAPURAM branch, the IFSC APBL0006048 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Krishna Dcc Bank Ltd,Chinnapuram branch is mapped to IFSC APBL0006048 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0006048.

Products and services

Customers walking into the Krishna Dcc Bank Ltd,Chinnapuram branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC APBL0006048

Online banking and IFSC APBL0006048

The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KRISHNA DCC BANK LTD,CHINNAPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0006048 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Krishna Dcc Bank Ltd,Chinnapuram branch sits at CHINNAPURAM. If you are travelling from outside Chinnapuram, search for the branch on a maps application using the bank name and locality, or call 9949556338 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0006048 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,CHINNAPURAM:

• The IFSC is exactly APBL0006048 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and KRISHNA DCC BANK LTD,CHINNAPURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Krishna Dcc Bank Ltd,Chinnapuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0006048, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0006048 for The Andhra Pradesh State Cooperative Bank Limited – KRISHNA DCC BANK LTD,CHINNAPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0006048 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, KRISHNA DCC BANK LTD,CHINNAPURAM branch, in CHINNAPURAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.