IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Guntur District Co-Operative Central Bank Ltd Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to The Andhra Pradesh State Cooperative Bank Limited's THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD branch in CHENCHUPET, ANDHRA PRADESH. The branch's IFSC code APBL0007043 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Andhra Pradesh State Cooperative Bank Limited's THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD branch, the IFSC APBL0007043 breaks down as follows: APBL identifies the bank, 0 is the reserved character, and 007043 identifies this particular branch.

Bank profile

The Andhra Pradesh State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Guntur District Co-Operative Central Bank Ltd branch — IFSC APBL0007043 — extends the bank's services to customers in and around Chenchupet, Andhra Pradesh.

The Guntur District Co-Operative Central Bank Ltd branch overview

Located at D NO 11-1-18, OPP RAAVI TOWERS, CHENCHUPET, TENALI MANDAL, GUNTUR DISTRICT-522202, the The Guntur District Co-Operative Central Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC APBL0007043 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD branch came to be assigned the code APBL0007043.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0007043, money simply cannot be routed to the THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Guntur District Co-Operative Central Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0007043 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC APBL0007043

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0007043 across all three.

How to use IFSC APBL0007043 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Andhra Pradesh State Cooperative Bank Limited's THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC APBL0007043.
4. Confirm the bank name auto-populates as The Andhra Pradesh State Cooperative Bank Limited and the branch as THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC APBL0007043

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD, ensure your bank's portal accepts IFSC APBL0007043 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD (IFSC APBL0007043)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0007043 in your mobile or internet banking app, and the money is credited to the THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Guntur District Co-Operative Central Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC APBL0007043:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD is still linked to IFSC APBL0007043.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC APBL0007043

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD is still mapped to IFSC APBL0007043. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0007043 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Guntur District Co-Operative Central Bank Ltd branch is mapped to IFSC APBL0007043 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0007043.

Banking services available

The The Guntur District Co-Operative Central Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8919030352.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0007043

Digital banking channels

Most day-to-day work that customers used to do at the The Guntur District Co-Operative Central Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0007043 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Guntur District Co-Operative Central Bank Ltd branch

The branch is located at D NO 11-1-18, OPP RAAVI TOWERS, CHENCHUPET, TENALI MANDAL, GUNTUR DISTRICT-522202, which puts it inside Chenchupet, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Andhra Pradesh State Cooperative Bank Limited The Guntur District Co-Operative Central Bank Ltd branch” — the verified location pin for IFSC APBL0007043 should appear at the top of the results.
2. Confirm the branch is open by calling 8919030352 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC APBL0007043 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD:

• The IFSC is exactly APBL0007043 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Guntur District Co-Operative Central Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0007043 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0007043 for The Andhra Pradesh State Cooperative Bank Limited – THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code APBL0007043 belongs to The Andhra Pradesh State Cooperative Bank Limited's THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD branch, located at D NO 11-1-18, OPP RAAVI TOWERS, CHENCHUPET, TENALI MANDAL, GUNTUR… in CHENCHUPET, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.