IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, Distcoopbankltd Srkl Challavanipeta Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Andhra Pradesh State Cooperative Bank Limited, DISTCOOPBANKLTD SRKL CHALLAVANIPETA branch in CHALLAVANIPETA. The 11-digit IFSC APBL0001015 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Andhra Pradesh State Cooperative Bank Limited at the DISTCOOPBANKLTD SRKL CHALLAVANIPETA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, APBL0001015 is the IFSC of The Andhra Pradesh State Cooperative Bank Limited's DISTCOOPBANKLTD SRKL CHALLAVANIPETA branch. The format is fixed: APBL = bank code, 0 = reserved, 001015 = branch identifier.

Branch details at a glance

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the Distcoopbankltd Srkl Challavanipeta branch in Challavanipeta. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0001015.

About the Distcoopbankltd Srkl Challavanipeta branch

The Distcoopbankltd Srkl Challavanipeta branch of The Andhra Pradesh State Cooperative Bank Limited is situated at MARKET JN JALUMURU MDL SRIKAKULAM 532432. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0001015 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's DISTCOOPBANKLTD SRKL CHALLAVANIPETA branch came to be assigned the code APBL0001015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0001015, money simply cannot be routed to the DISTCOOPBANKLTD SRKL CHALLAVANIPETA branch electronically.

How to transfer money using IFSC APBL0001015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0001015 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, DISTCOOPBANKLTD SRKL CHALLAVANIPETA using IFSC APBL0001015

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0001015, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – DISTCOOPBANKLTD SRKL CHALLAVANIPETA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC APBL0001015

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – DISTCOOPBANKLTD SRKL CHALLAVANIPETA, ensure your bank's portal accepts IFSC APBL0001015 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Andhra Pradesh State Cooperative Bank Limited DISTCOOPBANKLTD SRKL CHALLAVANIPETA (IFSC APBL0001015)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0001015 in your mobile or internet banking app, and the money is credited to the DISTCOOPBANKLTD SRKL CHALLAVANIPETA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC APBL0001015 for The Andhra Pradesh State Cooperative Bank Limited – DISTCOOPBANKLTD SRKL CHALLAVANIPETA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Distcoopbankltd Srkl Challavanipeta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Andhra Pradesh State Cooperative Bank Limited's DISTCOOPBANKLTD SRKL CHALLAVANIPETA branch, the IFSC APBL0001015 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Distcoopbankltd Srkl Challavanipeta branch

Once you have an account at The Andhra Pradesh State Cooperative Bank Limited – DISTCOOPBANKLTD SRKL CHALLAVANIPETA, the IFSC APBL0001015 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Distcoopbankltd Srkl Challavanipeta branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC APBL0001015

MICR & cheque-truncation details

Cheques drawn on the Distcoopbankltd Srkl Challavanipeta branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0001015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Distcoopbankltd Srkl Challavanipeta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0001015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – DISTCOOPBANKLTD SRKL CHALLAVANIPETA:

• The IFSC is exactly APBL0001015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and DISTCOOPBANKLTD SRKL CHALLAVANIPETA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Distcoopbankltd Srkl Challavanipeta branch sits at MARKET JN JALUMURU MDL SRIKAKULAM 532432. If you are travelling from outside Challavanipeta, search for the branch on a maps application using the bank name and locality, or call 8942-9160018917 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0001015 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0001015 for The Andhra Pradesh State Cooperative Bank Limited – DISTCOOPBANKLTD SRKL CHALLAVANIPETA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Distcoopbankltd Srkl Challavanipeta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to APBL0001015 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code APBL0001015 belongs to The Andhra Pradesh State Cooperative Bank Limited's DISTCOOPBANKLTD SRKL CHALLAVANIPETA branch, located at MARKET JN JALUMURU MDL SRIKAKULAM 532432 in CHALLAVANIPETA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.