This page lists the IFSC code, branch address, contact number and fund-transfer information for The Andhra Pradesh State Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA branch in BALAGA. The 11-digit IFSC APBL0001021 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Andhra Pradesh State Cooperative Bank Limited at the THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA is APBL0001021. The first four letters APBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001021 map to this branch in BALAGA, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | The Andhra Pradesh State Cooperative Bank Limited |
|---|---|
| Branch | The District Co-Operative Central Bank Ltd Srikakulam-Balaga |
| IFSC Code | APBL0001021 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , BALAGA BRANCH,MAIN ROAD, BALAGA,SRIKAKULAM, PIN-532001 |
| City | Balaga |
| District | Srikakulam |
| State | Andhra Pradesh |
| STD Code | 8942 |
| Phone | 9160018903 |
About the bank
The Andhra Pradesh State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch in Balaga, Andhra Pradesh is part of this network and uses the IFSC code APBL0001021 for all electronic settlement.
About the The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch
The The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch of The Andhra Pradesh State Cooperative Bank Limited is situated at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , BALAGA BRANCH,MAIN ROAD, BALAGA,SRIKAKULAM, PIN-532001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code APBL0001021 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA branch came to be assigned the code APBL0001021.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC APBL0001021, money simply cannot be routed to the THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA branch electronically.
How to transfer money using IFSC APBL0001021
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0001021 across all three.
NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA using IFSC APBL0001021
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0001021, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC APBL0001021
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA, ensure your bank's portal accepts IFSC APBL0001021 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Andhra Pradesh State Cooperative Bank Limited THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA (IFSC APBL0001021)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0001021 in your mobile or internet banking app, and the money is credited to the THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC APBL0001021 for The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – APBL0001021 | Yes – APBL0001021 | Yes – APBL0001021 |
For most retail customers crediting the The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC APBL0001021
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA is still mapped to IFSC APBL0001021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0001021 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch is mapped to IFSC APBL0001021 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains APBL0001021.
Products and services
Customers walking into the The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch can access most of The Andhra Pradesh State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC APBL0001021
MICR & cheque-truncation details
Cheques drawn on the The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC APBL0001021 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC APBL0001021
The Andhra Pradesh State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC APBL0001021 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA:
- The IFSC is exactly APBL0001021 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch sits at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , BALAGA BRANCH,MAIN ROAD, BALAGA,SRIKAKULAM, PIN-532001. If you are travelling from outside Balaga, search for the branch on a maps application using the bank name and locality, or call 8942-9160018903 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0001021 and your account number.
Verifying IFSC APBL0001021 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm APBL0001021 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8942-9160018903.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0001021, however, work 24x7.
Branch address & contact
The Andhra Pradesh State Cooperative Bank LimitedThe District Co-Operative Central Bank Ltd Srikakulam-Balaga Branch
THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , BALAGA BRANCH,MAIN ROAD, BALAGA,SRIKAKULAM, PIN-532001
Balaga, Andhra Pradesh
Phone: 8942-9160018903
IFSC: APBL0001021
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch but serve different purposes.
Is IFSC APBL0001021 valid for NEFT and RTGS?
Yes. IFSC APBL0001021 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of The Andhra Pradesh State Cooperative Bank Limited The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch?
You can reach the branch at 8942-9160018903 during regular banking hours.
Is IFSC APBL0001021 the same for all accounts at The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch?
Yes. The IFSC APBL0001021 is shared by every account held at The Andhra Pradesh State Cooperative Bank Limited's The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch. Only the account number changes from customer to customer.
Can I use IFSC APBL0001021 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC APBL0001021 to send funds instantly.
How do I add The Andhra Pradesh State Cooperative Bank Limited The District Co-Operative Central Bank Ltd Srikakulam-Balaga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC APBL0001021, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Andhra Pradesh State Cooperative Bank Limited The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch located?
The Andhra Pradesh State Cooperative Bank Limited's The District Co-Operative Central Bank Ltd Srikakulam-Balaga branch is located at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , BALAGA BRANCH,MAIN ROAD, BALAGA,SRIKAKULAM, PIN-532001, Balaga, Andhra Pradesh.
Summary
The IFSC code APBL0001021 belongs to The Andhra Pradesh State Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-BALAGA branch, located at THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD , SRIKAKULAM , BALAGA BRANCH,MAIN… in BALAGA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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