IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, The Chittoor District Co-Operative Central Bank Ltd-Chittoor Branch, Andhra Pradesh

Below are the complete branch details for The Andhra Pradesh State Cooperative Bank Limited, THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR branch, located in BAIREDDIPALLE, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is APBL0010038. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case APBL0010038 for The Andhra Pradesh State Cooperative Bank Limited – THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Andhra Pradesh State Cooperative Bank Limited – THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR is APBL0010038. The first four letters APBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 010038 map to this branch in BAIREDDIPALLE, ANDHRA PRADESH.

Branch details at a glance

About The Andhra Pradesh State Cooperative Bank Limited

The Andhra Pradesh State Cooperative Bank Limited operates a wide network of branches across India, including the The Chittoor District Co-Operative Central Bank Ltd-Chittoor branch in Baireddipalle. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, APBL0010038.

About this branch

The branch is located at D NO 4-106 7,PUNGANUR ROAD, OPP. SUBSTATION, BAIREDDIPALLE, PINCODE-517415. It serves the Baireddipalle region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Andhra Pradesh State Cooperative Bank Limited. The IFSC APBL0010038 is used to identify this branch on the RBI payments network.

Why every The Andhra Pradesh State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR of The Andhra Pradesh State Cooperative Bank Limited — its own 11-character IFSC. The code APBL0010038 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC APBL0010038 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC APBL0010038

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC APBL0010038 across all three.

NEFT to The Andhra Pradesh State Cooperative Bank Limited, THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR using IFSC APBL0010038

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC APBL0010038, and confirm that the system picks up The Andhra Pradesh State Cooperative Bank Limited – THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC APBL0010038

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Andhra Pradesh State Cooperative Bank Limited – THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR, ensure your bank's portal accepts IFSC APBL0010038 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Andhra Pradesh State Cooperative Bank Limited THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR (IFSC APBL0010038)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC APBL0010038 in your mobile or internet banking app, and the money is credited to the THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC APBL0010038 for The Andhra Pradesh State Cooperative Bank Limited – THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Chittoor District Co-Operative Central Bank Ltd-Chittoor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC APBL0010038

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Andhra Pradesh State Cooperative Bank Limited – THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR is still mapped to IFSC APBL0010038. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC APBL0010038 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Chittoor District Co-Operative Central Bank Ltd-Chittoor branch is mapped to IFSC APBL0010038 on the RBI payments network. The branch generally supports the full retail product catalogue of The Andhra Pradesh State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains APBL0010038.

Banking services available

The The Chittoor District Co-Operative Central Bank Ltd-Chittoor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9963475240.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC APBL0010038

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Andhra Pradesh State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC APBL0010038 and the account number together uniquely identify the The Chittoor District Co-Operative Central Bank Ltd-Chittoor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Chittoor District Co-Operative Central Bank Ltd-Chittoor branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC APBL0010038 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Andhra Pradesh State Cooperative Bank Limited – THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR:

• The IFSC is exactly APBL0010038 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Andhra Pradesh State Cooperative Bank Limited as the bank name and THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Chittoor District Co-Operative Central Bank Ltd-Chittoor branch sits at D NO 4-106 7,PUNGANUR ROAD, OPP. SUBSTATION, BAIREDDIPALLE, PINCODE-517415. If you are travelling from outside Baireddipalle, search for the branch on a maps application using the bank name and locality, or call 9963475240 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC APBL0010038 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC APBL0010038 for The Andhra Pradesh State Cooperative Bank Limited – THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Chittoor District Co-Operative Central Bank Ltd-Chittoor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC APBL0010038, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: APBL0010038 is the IFSC code of The Andhra Pradesh State Cooperative Bank Limited, THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD-CHITTOOR branch, in BAIREDDIPALLE, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.