IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Zp Washim Branch Branch, Maharashtra

If you are searching for the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, ZP WASHIM BRANCH branch in WASHIM, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ADCC0000113. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ZP WASHIM BRANCH branch, and detailed step-by-step guides for using the IFSC ADCC0000113 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Akola-Washim District Central Cooperative Bank Ltd Akola's ZP WASHIM BRANCH branch, the IFSC ADCC0000113 breaks down as follows: ADCC identifies the bank, 0 is the reserved character, and 000113 identifies this particular branch.

Branch details at a glance

About The Akola-Washim District Central Cooperative Bank Ltd Akola

The Akola-Washim District Central Cooperative Bank Ltd Akola operates a wide network of branches across India, including the Zp Washim Branch branch in Washim. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ADCC0000113.

About this branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,ZP BRANCH WASHIM. It serves the Washim region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Akola-Washim District Central Cooperative Bank Ltd Akola. The IFSC ADCC0000113 is used to identify this branch on the RBI payments network.

Why every The Akola-Washim District Central Cooperative Bank Ltd Akola branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ZP WASHIM BRANCH of The Akola-Washim District Central Cooperative Bank Ltd Akola — its own 11-character IFSC. The code ADCC0000113 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADCC0000113 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ADCC0000113

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000113 across all three.

How to use IFSC ADCC0000113 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Akola-Washim District Central Cooperative Bank Ltd Akola's ZP WASHIM BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ADCC0000113.
4. Confirm the bank name auto-populates as The Akola-Washim District Central Cooperative Bank Ltd Akola and the branch as ZP WASHIM BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ZP WASHIM BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Akola-Washim District Central Cooperative Bank Ltd Akola's ZP WASHIM BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADCC0000113 while initiating the transfer and the credit will appear within minutes.

IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola ZP WASHIM BRANCH (IFSC ADCC0000113)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000113 in your mobile or internet banking app, and the money is credited to the ZP WASHIM BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Zp Washim Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ADCC0000113:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ZP WASHIM BRANCH is still linked to IFSC ADCC0000113.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Akola-Washim District Central Cooperative Bank Ltd Akola's ZP WASHIM BRANCH branch, the IFSC ADCC0000113 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Zp Washim Branch branch is mapped to IFSC ADCC0000113 on the RBI payments network. The branch generally supports the full retail product catalogue of The Akola-Washim District Central Cooperative Bank Ltd Akola, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADCC0000113.

Banking services available

The Zp Washim Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7252-232063.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADCC0000113

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Akola-Washim District Central Cooperative Bank Ltd Akola carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADCC0000113 and the account number together uniquely identify the Zp Washim Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Zp Washim Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADCC0000113 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ADCC0000113

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – ZP WASHIM BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADCC0000113.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Zp Washim Branch branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,ZP BRANCH WASHIM, which puts it inside Washim, the broader Washim district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Akola-Washim District Central Cooperative Bank Ltd Akola Zp Washim Branch branch” — the verified location pin for IFSC ADCC0000113 should appear at the top of the results.
2. Confirm the branch is open by calling 7252-232063 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADCC0000113 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADCC0000113 for The Akola-Washim District Central Cooperative Bank Ltd Akola – ZP WASHIM BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Zp Washim Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADCC0000113 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ADCC0000113 is the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, ZP WASHIM BRANCH branch, in WASHIM, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.