IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Wakad Branch, Maharashtra

Below are the complete branch details for The Akola-Washim District Central Cooperative Bank Ltd Akola, WAKAD branch, located in WAKAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ADCC0000107. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ADCC0000107 for The Akola-Washim District Central Cooperative Bank Ltd Akola – WAKAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Akola-Washim District Central Cooperative Bank Ltd Akola's WAKAD branch, the IFSC ADCC0000107 breaks down as follows: ADCC identifies the bank, 0 is the reserved character, and 000107 identifies this particular branch.

About the bank

The Akola-Washim District Central Cooperative Bank Ltd Akola serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wakad branch in Wakad, Maharashtra is part of this network and uses the IFSC code ADCC0000107 for all electronic settlement.

About this branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH WAKAD, AT.PO. WAKAD, TQ. RISOD, DIST. WASHIM 444506. It serves the Wakad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Akola-Washim District Central Cooperative Bank Ltd Akola. The IFSC ADCC0000107 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Akola-Washim District Central Cooperative Bank Ltd Akola branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WAKAD of The Akola-Washim District Central Cooperative Bank Ltd Akola — its own 11-character IFSC. The code ADCC0000107 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADCC0000107 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Akola-Washim District Central Cooperative Bank Ltd Akola carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADCC0000107 and the account number together uniquely identify the Wakad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ADCC0000107

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000107 across all three.

How to use IFSC ADCC0000107 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Akola-Washim District Central Cooperative Bank Ltd Akola's WAKAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ADCC0000107.
4. Confirm the bank name auto-populates as The Akola-Washim District Central Cooperative Bank Ltd Akola and the branch as WAKAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ADCC0000107

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Akola-Washim District Central Cooperative Bank Ltd Akola – WAKAD, ensure your bank's portal accepts IFSC ADCC0000107 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – WAKAD, use IMPS. With IFSC ADCC0000107 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADCC0000107 for The Akola-Washim District Central Cooperative Bank Ltd Akola – WAKAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wakad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADCC0000107

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – WAKAD is still mapped to IFSC ADCC0000107. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC0000107 and the beneficiary's account number to complete the transfer.

Account types you can open at the Wakad branch

Once you have an account at The Akola-Washim District Central Cooperative Bank Ltd Akola – WAKAD, the IFSC ADCC0000107 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Wakad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 724-2414275.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADCC0000107

Digital banking channels

Most day-to-day work that customers used to do at the Wakad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADCC0000107 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Wakad branch sits at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH WAKAD, AT.PO. WAKAD, TQ. RISOD, DIST. WASHIM 444506. If you are travelling from outside Wakad, search for the branch on a maps application using the bank name and locality, or call 724-2414275 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADCC0000107 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – WAKAD:

• The IFSC is exactly ADCC0000107 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and WAKAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wakad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADCC0000107, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADCC0000107 for The Akola-Washim District Central Cooperative Bank Ltd Akola – WAKAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADCC0000107 belongs to The Akola-Washim District Central Cooperative Bank Ltd Akola's WAKAD branch, located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH WAKAD, AT.PO. WAKAD,… in WAKAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.