Use this page as a one-stop reference for everything related to The Akola-Washim District Central Cooperative Bank Ltd Akola's UMRI BRANCH branch in UMRI, MAHARASHTRA. The branch's IFSC code ADCC0000022 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ADCC0000022 is the IFSC of The Akola-Washim District Central Cooperative Bank Ltd Akola's UMRI BRANCH branch. The format is fixed: ADCC = bank code, 0 = reserved, 000022 = branch identifier.
Bank profile
The Akola-Washim District Central Cooperative Bank Ltd Akola is among the recognised banks listed on the Reserve Bank of India's payments network. The Umri Branch branch — IFSC ADCC0000022 — extends the bank's services to customers in and around Umri, Maharashtra.
Branch details at a glance
| Bank Name | The Akola-Washim District Central Cooperative Bank Ltd Akola |
|---|---|
| Branch | Umri Branch |
| IFSC Code | ADCC0000022 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,JATHARPETH, UMARI ROAD, NEAR PATIL MARKET, AKOLA. 444005 |
| City | Umri |
| District | Akola |
| State | Maharashtra |
| STD Code | 724 |
| Phone | 2414275 |
About the Umri Branch branch
The Umri Branch branch of The Akola-Washim District Central Cooperative Bank Ltd Akola is situated at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,JATHARPETH, UMARI ROAD, NEAR PATIL MARKET, AKOLA. 444005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADCC0000022 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Akola-Washim District Central Cooperative Bank Ltd Akola's UMRI BRANCH branch came to be assigned the code ADCC0000022.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADCC0000022, money simply cannot be routed to the UMRI BRANCH branch electronically.
Products and account variants supported
Every account opened at the Umri Branch branch is mapped to IFSC ADCC0000022 on the RBI payments network. The branch generally supports the full retail product catalogue of The Akola-Washim District Central Cooperative Bank Ltd Akola, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ADCC0000022.
Banking services available
The Umri Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 724-2414275.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADCC0000022
How to transfer money using IFSC ADCC0000022
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000022 across all three.
How to use IFSC ADCC0000022 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Akola-Washim District Central Cooperative Bank Ltd Akola's UMRI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ADCC0000022.
- Confirm the bank name auto-populates as The Akola-Washim District Central Cooperative Bank Ltd Akola and the branch as UMRI BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ADCC0000022
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Akola-Washim District Central Cooperative Bank Ltd Akola – UMRI BRANCH, ensure your bank's portal accepts IFSC ADCC0000022 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola UMRI BRANCH (IFSC ADCC0000022)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000022 in your mobile or internet banking app, and the money is credited to the UMRI BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ADCC0000022 for The Akola-Washim District Central Cooperative Bank Ltd Akola – UMRI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ADCC0000022 | Yes – ADCC0000022 | Yes – ADCC0000022 |
For most retail customers crediting the Umri Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Akola-Washim District Central Cooperative Bank Ltd Akola's UMRI BRANCH branch, the IFSC ADCC0000022 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC ADCC0000022
The Akola-Washim District Central Cooperative Bank Ltd Akola customers can register for net banking and the bank's official mobile app once their account at the UMRI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADCC0000022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Umri Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADCC0000022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – UMRI BRANCH:
- The IFSC is exactly ADCC0000022 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and UMRI BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Umri Branch branch sits at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,JATHARPETH, UMARI ROAD, NEAR PATIL MARKET, AKOLA. 444005. If you are travelling from outside Umri, search for the branch on a maps application using the bank name and locality, or call 724-2414275 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADCC0000022 and your account number.
Verifying IFSC ADCC0000022 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ADCC0000022 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 724-2414275.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Umri Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADCC0000022, however, work 24x7.
Branch address & contact
The Akola-Washim District Central Cooperative Bank Ltd AkolaUmri Branch Branch
THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,JATHARPETH, UMARI ROAD, NEAR PATIL MARKET, AKOLA. 444005
Umri, Maharashtra
Phone: 724-2414275
IFSC: ADCC0000022
Frequently asked questions
Can I use IFSC ADCC0000022 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ADCC0000022 to send funds instantly.
Is IFSC ADCC0000022 the same for all accounts at Umri Branch branch?
Yes. The IFSC ADCC0000022 is shared by every account held at The Akola-Washim District Central Cooperative Bank Ltd Akola's Umri Branch branch. Only the account number changes from customer to customer.
Is IFSC ADCC0000022 valid for NEFT and RTGS?
Yes. IFSC ADCC0000022 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Akola-Washim District Central Cooperative Bank Ltd Akola Umri Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ADCC0000022, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of The Akola-Washim District Central Cooperative Bank Ltd Akola Umri Branch branch?
You can reach the branch at 724-2414275 during regular banking hours.
Does The Akola-Washim District Central Cooperative Bank Ltd Akola Umri Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 724-2414275 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Umri Branch branch but serve different purposes.
What is the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola Umri Branch branch?
The IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Umri Branch branch is ADCC0000022. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: ADCC0000022 is the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, UMRI BRANCH branch, in UMRI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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