IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Shelu Bazar Branch Branch, Maharashtra

If you are searching for the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, SHELU BAZAR BRANCH branch in SELU BAZAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ADCC0000081. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHELU BAZAR BRANCH branch, and detailed step-by-step guides for using the IFSC ADCC0000081 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ADCC0000081 is the IFSC of The Akola-Washim District Central Cooperative Bank Ltd Akola's SHELU BAZAR BRANCH branch. The format is fixed: ADCC = bank code, 0 = reserved, 000081 = branch identifier.

Bank profile

The Akola-Washim District Central Cooperative Bank Ltd Akola is among the recognised banks listed on the Reserve Bank of India's payments network. The Shelu Bazar Branch branch — IFSC ADCC0000081 — extends the bank's services to customers in and around Selu Bazar, Maharashtra.

Branch details at a glance

About the Shelu Bazar Branch branch

The Shelu Bazar Branch branch of The Akola-Washim District Central Cooperative Bank Ltd Akola is situated at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH SHELU BAZAR, AT. PO. SHELU BAZAR, TQ.MANGRULPIR, DIST. WASHIM. 444402. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADCC0000081 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Akola-Washim District Central Cooperative Bank Ltd Akola's SHELU BAZAR BRANCH branch came to be assigned the code ADCC0000081.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADCC0000081, money simply cannot be routed to the SHELU BAZAR BRANCH branch electronically.

Account types you can open at the Shelu Bazar Branch branch

Once you have an account at The Akola-Washim District Central Cooperative Bank Ltd Akola – SHELU BAZAR BRANCH, the IFSC ADCC0000081 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shelu Bazar Branch branch can access most of The Akola-Washim District Central Cooperative Bank Ltd Akola's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADCC0000081

How to transfer money using IFSC ADCC0000081

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000081 across all three.

NEFT to The Akola-Washim District Central Cooperative Bank Ltd Akola, SHELU BAZAR BRANCH using IFSC ADCC0000081

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADCC0000081, and confirm that the system picks up The Akola-Washim District Central Cooperative Bank Ltd Akola – SHELU BAZAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ADCC0000081

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Akola-Washim District Central Cooperative Bank Ltd Akola – SHELU BAZAR BRANCH, ensure your bank's portal accepts IFSC ADCC0000081 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola SHELU BAZAR BRANCH (IFSC ADCC0000081)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000081 in your mobile or internet banking app, and the money is credited to the SHELU BAZAR BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADCC0000081 for The Akola-Washim District Central Cooperative Bank Ltd Akola – SHELU BAZAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shelu Bazar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Akola-Washim District Central Cooperative Bank Ltd Akola's SHELU BAZAR BRANCH branch, the IFSC ADCC0000081 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ADCC0000081

The Akola-Washim District Central Cooperative Bank Ltd Akola customers can register for net banking and the bank's official mobile app once their account at the SHELU BAZAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADCC0000081 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shelu Bazar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADCC0000081 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – SHELU BAZAR BRANCH:

• The IFSC is exactly ADCC0000081 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and SHELU BAZAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shelu Bazar Branch branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH SHELU BAZAR, AT. PO. SHELU BAZAR, TQ.MANGRULPIR, DIST. WASHIM. 444402, which puts it inside Selu Bazar, the broader Washim district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Akola-Washim District Central Cooperative Bank Ltd Akola Shelu Bazar Branch branch” — the verified location pin for IFSC ADCC0000081 should appear at the top of the results.
2. Confirm the branch is open by calling 724-2414275 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADCC0000081 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADCC0000081 for The Akola-Washim District Central Cooperative Bank Ltd Akola – SHELU BAZAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shelu Bazar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADCC0000081, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADCC0000081 belongs to The Akola-Washim District Central Cooperative Bank Ltd Akola's SHELU BAZAR BRANCH branch, located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH SHELU BAZAR, AT. PO.… in SELU BAZAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.