IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Palso Badhe Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Akola-Washim District Central Cooperative Bank Ltd Akola, PALSO BADHE BRANCH branch in PALSO. The 11-digit IFSC ADCC0000013 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Akola-Washim District Central Cooperative Bank Ltd Akola at the PALSO BADHE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ADCC0000013 is the IFSC of The Akola-Washim District Central Cooperative Bank Ltd Akola's PALSO BADHE BRANCH branch. The format is fixed: ADCC = bank code, 0 = reserved, 000013 = branch identifier.

Branch details at a glance

About the bank

The Akola-Washim District Central Cooperative Bank Ltd Akola serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Palso Badhe Branch branch in Palso, Maharashtra is part of this network and uses the IFSC code ADCC0000013 for all electronic settlement.

About the Palso Badhe Branch branch

The Palso Badhe Branch branch of The Akola-Washim District Central Cooperative Bank Ltd Akola is situated at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH PALSO, AT. PO. PALSO, TQ. DIST. AKOLA. 444102. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADCC0000013 is used.

Why every The Akola-Washim District Central Cooperative Bank Ltd Akola branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PALSO BADHE BRANCH of The Akola-Washim District Central Cooperative Bank Ltd Akola — its own 11-character IFSC. The code ADCC0000013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADCC0000013 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ADCC0000013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000013 across all three.

NEFT to The Akola-Washim District Central Cooperative Bank Ltd Akola, PALSO BADHE BRANCH using IFSC ADCC0000013

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADCC0000013, and confirm that the system picks up The Akola-Washim District Central Cooperative Bank Ltd Akola – PALSO BADHE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PALSO BADHE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Akola-Washim District Central Cooperative Bank Ltd Akola's PALSO BADHE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADCC0000013 while initiating the transfer and the credit will appear within minutes.

IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola PALSO BADHE BRANCH (IFSC ADCC0000013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000013 in your mobile or internet banking app, and the money is credited to the PALSO BADHE BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Palso Badhe Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ADCC0000013:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PALSO BADHE BRANCH is still linked to IFSC ADCC0000013.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ADCC0000013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – PALSO BADHE BRANCH is still mapped to IFSC ADCC0000013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC0000013 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Palso Badhe Branch branch is mapped to IFSC ADCC0000013 on the RBI payments network. The branch generally supports the full retail product catalogue of The Akola-Washim District Central Cooperative Bank Ltd Akola, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADCC0000013.

Banking services available

The Palso Badhe Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 724-2414275.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADCC0000013

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Akola-Washim District Central Cooperative Bank Ltd Akola carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADCC0000013 and the account number together uniquely identify the Palso Badhe Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ADCC0000013

The Akola-Washim District Central Cooperative Bank Ltd Akola customers can register for net banking and the bank's official mobile app once their account at the PALSO BADHE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADCC0000013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – PALSO BADHE BRANCH:

• The IFSC is exactly ADCC0000013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and PALSO BADHE BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Palso Badhe Branch branch sits at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH PALSO, AT. PO. PALSO, TQ. DIST. AKOLA. 444102. If you are travelling from outside Palso, search for the branch on a maps application using the bank name and locality, or call 724-2414275 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADCC0000013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADCC0000013 for The Akola-Washim District Central Cooperative Bank Ltd Akola – PALSO BADHE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Palso Badhe Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADCC0000013 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ADCC0000013 is the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, PALSO BADHE BRANCH branch, in PALSO, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.