IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Sakhardoh Branch Branch, Maharashtra

If you are searching for the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, SAKHARDOH BRANCH branch in MANORA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ADCC0000087. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAKHARDOH BRANCH branch, and detailed step-by-step guides for using the IFSC ADCC0000087 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ADCC0000087 is the IFSC of The Akola-Washim District Central Cooperative Bank Ltd Akola's SAKHARDOH BRANCH branch. The format is fixed: ADCC = bank code, 0 = reserved, 000087 = branch identifier.

Branch details at a glance

About the bank

The Akola-Washim District Central Cooperative Bank Ltd Akola serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sakhardoh Branch branch in Manora, Maharashtra is part of this network and uses the IFSC code ADCC0000087 for all electronic settlement.

Sakhardoh Branch branch overview

Located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH SAKHARDOH, AT. PO. SAKHARDOH, TQ. MANORA, DIST. WASHIM. 444403, the Sakhardoh Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ADCC0000087 is required for all interbank electronic transfers routed through this branch.

Why every The Akola-Washim District Central Cooperative Bank Ltd Akola branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAKHARDOH BRANCH of The Akola-Washim District Central Cooperative Bank Ltd Akola — its own 11-character IFSC. The code ADCC0000087 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADCC0000087 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ADCC0000087

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000087 across all three.

NEFT to The Akola-Washim District Central Cooperative Bank Ltd Akola, SAKHARDOH BRANCH using IFSC ADCC0000087

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADCC0000087, and confirm that the system picks up The Akola-Washim District Central Cooperative Bank Ltd Akola – SAKHARDOH BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SAKHARDOH BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Akola-Washim District Central Cooperative Bank Ltd Akola's SAKHARDOH BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADCC0000087 while initiating the transfer and the credit will appear within minutes.

IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola SAKHARDOH BRANCH (IFSC ADCC0000087)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000087 in your mobile or internet banking app, and the money is credited to the SAKHARDOH BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADCC0000087 for The Akola-Washim District Central Cooperative Bank Ltd Akola – SAKHARDOH BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sakhardoh Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADCC0000087

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – SAKHARDOH BRANCH is still mapped to IFSC ADCC0000087. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC0000087 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sakhardoh Branch branch

Once you have an account at The Akola-Washim District Central Cooperative Bank Ltd Akola – SAKHARDOH BRANCH, the IFSC ADCC0000087 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sakhardoh Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 724-2414275.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADCC0000087

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Akola-Washim District Central Cooperative Bank Ltd Akola carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADCC0000087 and the account number together uniquely identify the Sakhardoh Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Sakhardoh Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADCC0000087 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – SAKHARDOH BRANCH:

• The IFSC is exactly ADCC0000087 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and SAKHARDOH BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sakhardoh Branch branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH SAKHARDOH, AT. PO. SAKHARDOH, TQ. MANORA, DIST. WASHIM. 444403, which puts it inside Manora, the broader Washim district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Akola-Washim District Central Cooperative Bank Ltd Akola Sakhardoh Branch branch” — the verified location pin for IFSC ADCC0000087 should appear at the top of the results.
2. Confirm the branch is open by calling 724-2414275 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADCC0000087 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADCC0000087 for The Akola-Washim District Central Cooperative Bank Ltd Akola – SAKHARDOH BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sakhardoh Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADCC0000087 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ADCC0000087 is the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, SAKHARDOH BRANCH branch, in MANORA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.