IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Malegaon Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Akola-Washim District Central Cooperative Bank Ltd Akola's MALEGAON BRANCH branch in MALEGAON, MAHARASHTRA. The branch's IFSC code ADCC0000093 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ADCC0000093 is the IFSC of The Akola-Washim District Central Cooperative Bank Ltd Akola's MALEGAON BRANCH branch. The format is fixed: ADCC = bank code, 0 = reserved, 000093 = branch identifier.

Branch details at a glance

Bank profile

The Akola-Washim District Central Cooperative Bank Ltd Akola is among the recognised banks listed on the Reserve Bank of India's payments network. The Malegaon Branch branch — IFSC ADCC0000093 — extends the bank's services to customers in and around Malegaon, Maharashtra.

About this branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH MALEGAON, AT. PO. TQ. MALEGAON, DIST.WASHIM. 444503. It serves the Malegaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Akola-Washim District Central Cooperative Bank Ltd Akola. The IFSC ADCC0000093 is used to identify this branch on the RBI payments network.

Why every The Akola-Washim District Central Cooperative Bank Ltd Akola branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MALEGAON BRANCH of The Akola-Washim District Central Cooperative Bank Ltd Akola — its own 11-character IFSC. The code ADCC0000093 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADCC0000093 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ADCC0000093

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000093 across all three.

NEFT to The Akola-Washim District Central Cooperative Bank Ltd Akola, MALEGAON BRANCH using IFSC ADCC0000093

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADCC0000093, and confirm that the system picks up The Akola-Washim District Central Cooperative Bank Ltd Akola – MALEGAON BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ADCC0000093

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Akola-Washim District Central Cooperative Bank Ltd Akola – MALEGAON BRANCH, ensure your bank's portal accepts IFSC ADCC0000093 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola MALEGAON BRANCH (IFSC ADCC0000093)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000093 in your mobile or internet banking app, and the money is credited to the MALEGAON BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADCC0000093 for The Akola-Washim District Central Cooperative Bank Ltd Akola – MALEGAON BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Malegaon Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADCC0000093

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – MALEGAON BRANCH is still mapped to IFSC ADCC0000093. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC0000093 and the beneficiary's account number to complete the transfer.

Account types you can open at the Malegaon Branch branch

Once you have an account at The Akola-Washim District Central Cooperative Bank Ltd Akola – MALEGAON BRANCH, the IFSC ADCC0000093 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Malegaon Branch branch can access most of The Akola-Washim District Central Cooperative Bank Ltd Akola's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADCC0000093

MICR & cheque-truncation details

Cheques drawn on the Malegaon Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADCC0000093 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Malegaon Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADCC0000093 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ADCC0000093

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – MALEGAON BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADCC0000093.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Malegaon Branch branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH MALEGAON, AT. PO. TQ. MALEGAON, DIST.WASHIM. 444503, which puts it inside Malegaon, the broader Washim district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Akola-Washim District Central Cooperative Bank Ltd Akola Malegaon Branch branch” — the verified location pin for IFSC ADCC0000093 should appear at the top of the results.
2. Confirm the branch is open by calling 724-2414275 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADCC0000093 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADCC0000093 for The Akola-Washim District Central Cooperative Bank Ltd Akola – MALEGAON BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Malegaon Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADCC0000093, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADCC0000093 belongs to The Akola-Washim District Central Cooperative Bank Ltd Akola's MALEGAON BRANCH branch, located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH MALEGAON, AT. PO. TQ.… in MALEGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.