IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Kinhiraja Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Akola-Washim District Central Cooperative Bank Ltd Akola's KINHIRAJA BRANCH branch in KINHIRAJA, MAHARASHTRA. The branch's IFSC code ADCC0000094 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Akola-Washim District Central Cooperative Bank Ltd Akola's KINHIRAJA BRANCH branch, the IFSC ADCC0000094 breaks down as follows: ADCC identifies the bank, 0 is the reserved character, and 000094 identifies this particular branch.

Branch details at a glance

About The Akola-Washim District Central Cooperative Bank Ltd Akola

The Akola-Washim District Central Cooperative Bank Ltd Akola operates a wide network of branches across India, including the Kinhiraja Branch branch in Kinhiraja. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ADCC0000094.

About the Kinhiraja Branch branch

The Kinhiraja Branch branch of The Akola-Washim District Central Cooperative Bank Ltd Akola is situated at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KINHIRAJA, AT. PO. KINHIRAJA, TQ. MALEGAON, DIST.WASHIM. 444503. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADCC0000094 is used.

Why every The Akola-Washim District Central Cooperative Bank Ltd Akola branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KINHIRAJA BRANCH of The Akola-Washim District Central Cooperative Bank Ltd Akola — its own 11-character IFSC. The code ADCC0000094 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADCC0000094 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ADCC0000094

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000094 across all three.

How to use IFSC ADCC0000094 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Akola-Washim District Central Cooperative Bank Ltd Akola's KINHIRAJA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ADCC0000094.
4. Confirm the bank name auto-populates as The Akola-Washim District Central Cooperative Bank Ltd Akola and the branch as KINHIRAJA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KINHIRAJA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Akola-Washim District Central Cooperative Bank Ltd Akola's KINHIRAJA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADCC0000094 while initiating the transfer and the credit will appear within minutes.

IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola KINHIRAJA BRANCH (IFSC ADCC0000094)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000094 in your mobile or internet banking app, and the money is credited to the KINHIRAJA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kinhiraja Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ADCC0000094:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KINHIRAJA BRANCH is still linked to IFSC ADCC0000094.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ADCC0000094

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – KINHIRAJA BRANCH is still mapped to IFSC ADCC0000094. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC0000094 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kinhiraja Branch branch

Once you have an account at The Akola-Washim District Central Cooperative Bank Ltd Akola – KINHIRAJA BRANCH, the IFSC ADCC0000094 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kinhiraja Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 724-2414275.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADCC0000094

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Akola-Washim District Central Cooperative Bank Ltd Akola carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADCC0000094 and the account number together uniquely identify the Kinhiraja Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Kinhiraja Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADCC0000094 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – KINHIRAJA BRANCH:

• The IFSC is exactly ADCC0000094 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and KINHIRAJA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kinhiraja Branch branch sits at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KINHIRAJA, AT. PO. KINHIRAJA, TQ. MALEGAON, DIST.WASHIM. 444503. If you are travelling from outside Kinhiraja, search for the branch on a maps application using the bank name and locality, or call 724-2414275 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADCC0000094 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADCC0000094 for The Akola-Washim District Central Cooperative Bank Ltd Akola – KINHIRAJA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kinhiraja Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADCC0000094 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ADCC0000094 is the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, KINHIRAJA BRANCH branch, in KINHIRAJA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.