IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Danapur Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Akola-Washim District Central Cooperative Bank Ltd Akola, DANAPUR BRANCH branch in DANAPUR. The 11-digit IFSC ADCC0000046 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Akola-Washim District Central Cooperative Bank Ltd Akola at the DANAPUR BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ADCC0000046 is the IFSC of The Akola-Washim District Central Cooperative Bank Ltd Akola's DANAPUR BRANCH branch. The format is fixed: ADCC = bank code, 0 = reserved, 000046 = branch identifier.

About The Akola-Washim District Central Cooperative Bank Ltd Akola

The Akola-Washim District Central Cooperative Bank Ltd Akola operates a wide network of branches across India, including the Danapur Branch branch in Danapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ADCC0000046.

Branch details at a glance

About the Danapur Branch branch

The Danapur Branch branch of The Akola-Washim District Central Cooperative Bank Ltd Akola is situated at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH DANAPUR, AT. PO. DANAPUR, TQ. TELHARA, DIST.AKOLA. 444129. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADCC0000046 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Akola-Washim District Central Cooperative Bank Ltd Akola's DANAPUR BRANCH branch came to be assigned the code ADCC0000046.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADCC0000046, money simply cannot be routed to the DANAPUR BRANCH branch electronically.

Products and account variants supported

Every account opened at the Danapur Branch branch is mapped to IFSC ADCC0000046 on the RBI payments network. The branch generally supports the full retail product catalogue of The Akola-Washim District Central Cooperative Bank Ltd Akola, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADCC0000046.

Products and services

Customers walking into the Danapur Branch branch can access most of The Akola-Washim District Central Cooperative Bank Ltd Akola's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADCC0000046

How to transfer money using IFSC ADCC0000046

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000046 across all three.

How to use IFSC ADCC0000046 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Akola-Washim District Central Cooperative Bank Ltd Akola's DANAPUR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ADCC0000046.
4. Confirm the bank name auto-populates as The Akola-Washim District Central Cooperative Bank Ltd Akola and the branch as DANAPUR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DANAPUR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Akola-Washim District Central Cooperative Bank Ltd Akola's DANAPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADCC0000046 while initiating the transfer and the credit will appear within minutes.

IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola DANAPUR BRANCH (IFSC ADCC0000046)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000046 in your mobile or internet banking app, and the money is credited to the DANAPUR BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Danapur Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ADCC0000046:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DANAPUR BRANCH is still linked to IFSC ADCC0000046.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ADCC0000046

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – DANAPUR BRANCH is still mapped to IFSC ADCC0000046. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC0000046 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ADCC0000046

The Akola-Washim District Central Cooperative Bank Ltd Akola customers can register for net banking and the bank's official mobile app once their account at the DANAPUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADCC0000046 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Akola-Washim District Central Cooperative Bank Ltd Akola carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADCC0000046 and the account number together uniquely identify the Danapur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC ADCC0000046

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – DANAPUR BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADCC0000046.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Danapur Branch branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH DANAPUR, AT. PO. DANAPUR, TQ. TELHARA, DIST.AKOLA. 444129, which puts it inside Danapur, the broader Akola district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Akola-Washim District Central Cooperative Bank Ltd Akola Danapur Branch branch” — the verified location pin for IFSC ADCC0000046 should appear at the top of the results.
2. Confirm the branch is open by calling 724-2414275 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADCC0000046 and your account number.

Verifying IFSC ADCC0000046 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ADCC0000046 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 724-2414275.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Danapur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADCC0000046, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADCC0000046 belongs to The Akola-Washim District Central Cooperative Bank Ltd Akola's DANAPUR BRANCH branch, located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH DANAPUR, AT. PO.… in DANAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.