If you are searching for the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, KHADAKI-CHANDUR BRANCH branch in AKOLA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ADCC0000023. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHADAKI-CHANDUR BRANCH branch, and detailed step-by-step guides for using the IFSC ADCC0000023 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ADCC0000023 is the IFSC of The Akola-Washim District Central Cooperative Bank Ltd Akola's KHADAKI-CHANDUR BRANCH branch. The format is fixed: ADCC = bank code, 0 = reserved, 000023 = branch identifier.
About the bank
The Akola-Washim District Central Cooperative Bank Ltd Akola serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khadaki-Chandur Branch branch in Akola, Maharashtra is part of this network and uses the IFSC code ADCC0000023 for all electronic settlement.
About the Khadaki-Chandur Branch branch
The Khadaki-Chandur Branch branch of The Akola-Washim District Central Cooperative Bank Ltd Akola is situated at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KHADKI BK., AT. KHADKI BK., PO. CHANDUR, TQ. DIST. AKOLA. 444004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADCC0000023 is used.
Branch details at a glance
| Bank Name | The Akola-Washim District Central Cooperative Bank Ltd Akola |
|---|---|
| Branch | Khadaki-Chandur Branch |
| IFSC Code | ADCC0000023 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KHADKI BK., AT. KHADKI BK., PO. CHANDUR, TQ. DIST. AKOLA. 444004 |
| City | Akola |
| District | Akola |
| State | Maharashtra |
| STD Code | 724 |
| Phone | 2414275 |
Why every The Akola-Washim District Central Cooperative Bank Ltd Akola branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHADAKI-CHANDUR BRANCH of The Akola-Washim District Central Cooperative Bank Ltd Akola — its own 11-character IFSC. The code ADCC0000023 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADCC0000023 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Khadaki-Chandur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADCC0000023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC ADCC0000023
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000023 across all three.
NEFT to The Akola-Washim District Central Cooperative Bank Ltd Akola, KHADAKI-CHANDUR BRANCH using IFSC ADCC0000023
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADCC0000023, and confirm that the system picks up The Akola-Washim District Central Cooperative Bank Ltd Akola – KHADAKI-CHANDUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHADAKI-CHANDUR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at The Akola-Washim District Central Cooperative Bank Ltd Akola's KHADAKI-CHANDUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADCC0000023 while initiating the transfer and the credit will appear within minutes.
IMPS to The Akola-Washim District Central Cooperative Bank Ltd Akola KHADAKI-CHANDUR BRANCH (IFSC ADCC0000023)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADCC0000023 in your mobile or internet banking app, and the money is credited to the KHADAKI-CHANDUR BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ADCC0000023 for The Akola-Washim District Central Cooperative Bank Ltd Akola – KHADAKI-CHANDUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ADCC0000023 | Yes – ADCC0000023 | Yes – ADCC0000023 |
For most retail customers crediting the Khadaki-Chandur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ADCC0000023
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – KHADAKI-CHANDUR BRANCH is still mapped to IFSC ADCC0000023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC0000023 and the beneficiary's account number to complete the transfer.
Account types you can open at the Khadaki-Chandur Branch branch
Once you have an account at The Akola-Washim District Central Cooperative Bank Ltd Akola – KHADAKI-CHANDUR BRANCH, the IFSC ADCC0000023 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Khadaki-Chandur Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 724-2414275.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADCC0000023
Digital banking channels
Most day-to-day work that customers used to do at the Khadaki-Chandur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADCC0000023 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Khadaki-Chandur Branch branch sits at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KHADKI BK., AT. KHADKI BK., PO. CHANDUR, TQ. DIST. AKOLA. 444004. If you are travelling from outside Akola, search for the branch on a maps application using the bank name and locality, or call 724-2414275 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADCC0000023 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – KHADAKI-CHANDUR BRANCH:
- The IFSC is exactly ADCC0000023 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and KHADAKI-CHANDUR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Khadaki-Chandur Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADCC0000023 continue to work without interruption.
Verifying IFSC ADCC0000023 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ADCC0000023 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 724-2414275.
- Visiting the bank's official branch locator page.
Branch address & contact
The Akola-Washim District Central Cooperative Bank Ltd AkolaKhadaki-Chandur Branch Branch
THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KHADKI BK., AT. KHADKI BK., PO. CHANDUR, TQ. DIST. AKOLA. 444004
Akola, Maharashtra
Phone: 724-2414275
IFSC: ADCC0000023
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khadaki-Chandur Branch branch but serve different purposes.
What is the phone number of The Akola-Washim District Central Cooperative Bank Ltd Akola Khadaki-Chandur Branch branch?
You can reach the branch at 724-2414275 during regular banking hours.
Does The Akola-Washim District Central Cooperative Bank Ltd Akola Khadaki-Chandur Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 724-2414275 to confirm.
How quickly will an NEFT transfer using ADCC0000023 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Akola-Washim District Central Cooperative Bank Ltd Akola – Khadaki-Chandur Branch reflect within 30 minutes.
Is IFSC ADCC0000023 valid for NEFT and RTGS?
Yes. IFSC ADCC0000023 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC ADCC0000023 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ADCC0000023 to send funds instantly.
How do I add The Akola-Washim District Central Cooperative Bank Ltd Akola Khadaki-Chandur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ADCC0000023, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Akola-Washim District Central Cooperative Bank Ltd Akola Khadaki-Chandur Branch branch located?
The Akola-Washim District Central Cooperative Bank Ltd Akola's Khadaki-Chandur Branch branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KHADKI BK., AT. KHADKI BK., PO. CHANDUR, TQ. DIST. AKOLA. 444004, Akola, Maharashtra.
Summary
The IFSC code ADCC0000023 belongs to The Akola-Washim District Central Cooperative Bank Ltd Akola's KHADAKI-CHANDUR BRANCH branch, located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KHADKI BK., AT.… in AKOLA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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