IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Kanshivani Branch Branch, Maharashtra

If you are searching for the IFSC code of The Akola-Washim District Central Cooperative Bank Ltd Akola, KANSHIVANI BRANCH branch in AKOLA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ADCC0000015. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KANSHIVANI BRANCH branch, and detailed step-by-step guides for using the IFSC ADCC0000015 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Akola-Washim District Central Cooperative Bank Ltd Akola's KANSHIVANI BRANCH branch, the IFSC ADCC0000015 breaks down as follows: ADCC identifies the bank, 0 is the reserved character, and 000015 identifies this particular branch.

About the bank

The Akola-Washim District Central Cooperative Bank Ltd Akola serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kanshivani Branch branch in Akola, Maharashtra is part of this network and uses the IFSC code ADCC0000015 for all electronic settlement.

About the Kanshivani Branch branch

The Kanshivani Branch branch of The Akola-Washim District Central Cooperative Bank Ltd Akola is situated at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KANSHIVANI, AT. PO. KANSHIVANI, TQ. DIST. AKOLA 444102. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADCC0000015 is used.

Branch details at a glance

Why every The Akola-Washim District Central Cooperative Bank Ltd Akola branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANSHIVANI BRANCH of The Akola-Washim District Central Cooperative Bank Ltd Akola — its own 11-character IFSC. The code ADCC0000015 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADCC0000015 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Akola-Washim District Central Cooperative Bank Ltd Akola carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADCC0000015 and the account number together uniquely identify the Kanshivani Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ADCC0000015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC0000015 across all three.

NEFT to The Akola-Washim District Central Cooperative Bank Ltd Akola, KANSHIVANI BRANCH using IFSC ADCC0000015

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADCC0000015, and confirm that the system picks up The Akola-Washim District Central Cooperative Bank Ltd Akola – KANSHIVANI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KANSHIVANI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Akola-Washim District Central Cooperative Bank Ltd Akola's KANSHIVANI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADCC0000015 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – KANSHIVANI BRANCH, use IMPS. With IFSC ADCC0000015 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kanshivani Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ADCC0000015:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANSHIVANI BRANCH is still linked to IFSC ADCC0000015.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ADCC0000015

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – KANSHIVANI BRANCH is still mapped to IFSC ADCC0000015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC0000015 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kanshivani Branch branch is mapped to IFSC ADCC0000015 on the RBI payments network. The branch generally supports the full retail product catalogue of The Akola-Washim District Central Cooperative Bank Ltd Akola, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADCC0000015.

Products and services

Customers walking into the Kanshivani Branch branch can access most of The Akola-Washim District Central Cooperative Bank Ltd Akola's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADCC0000015

Digital banking channels

Most day-to-day work that customers used to do at the Kanshivani Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADCC0000015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Kanshivani Branch branch

The branch is located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KANSHIVANI, AT. PO. KANSHIVANI, TQ. DIST. AKOLA 444102, which puts it inside Akola, the broader Akola district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Akola-Washim District Central Cooperative Bank Ltd Akola Kanshivani Branch branch” — the verified location pin for IFSC ADCC0000015 should appear at the top of the results.
2. Confirm the branch is open by calling 724-2414275 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADCC0000015 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – KANSHIVANI BRANCH:

• The IFSC is exactly ADCC0000015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and KANSHIVANI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanshivani Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADCC0000015, however, work 24x7.

Verifying IFSC ADCC0000015 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ADCC0000015 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 724-2414275.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADCC0000015 belongs to The Akola-Washim District Central Cooperative Bank Ltd Akola's KANSHIVANI BRANCH branch, located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH KANSHIVANI, AT. PO.… in AKOLA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.