IFSC Code of The Akola-Washim District Central Cooperative Bank Ltd Akola, Head Office-Akola Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Akola-Washim District Central Cooperative Bank Ltd Akola's HEAD OFFICE-AKOLA branch in AKOLA, MAHARASHTRA. The branch's IFSC code ADCC00000SC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Akola-Washim District Central Cooperative Bank Ltd Akola – HEAD OFFICE-AKOLA is ADCC00000SC. The first four letters ADCC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0000SC map to this branch in AKOLA, MAHARASHTRA.

Branch details at a glance

Bank profile

The Akola-Washim District Central Cooperative Bank Ltd Akola is among the recognised banks listed on the Reserve Bank of India's payments network. The Head Office-Akola branch — IFSC ADCC00000SC — extends the bank's services to customers in and around Akola, Maharashtra.

Head Office-Akola branch overview

Located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,P.B.NO. 8, CIVIL LINES, S.A. COLLEGE ROAD, AKOLA. 444001, the Head Office-Akola branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ADCC00000SC is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Akola-Washim District Central Cooperative Bank Ltd Akola's HEAD OFFICE-AKOLA branch came to be assigned the code ADCC00000SC.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADCC00000SC, money simply cannot be routed to the HEAD OFFICE-AKOLA branch electronically.

How to transfer money using IFSC ADCC00000SC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADCC00000SC across all three.

NEFT to The Akola-Washim District Central Cooperative Bank Ltd Akola, HEAD OFFICE-AKOLA using IFSC ADCC00000SC

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADCC00000SC, and confirm that the system picks up The Akola-Washim District Central Cooperative Bank Ltd Akola – HEAD OFFICE-AKOLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HEAD OFFICE-AKOLA

If you need to transfer ₹2 lakh or more in one go to an account at The Akola-Washim District Central Cooperative Bank Ltd Akola's HEAD OFFICE-AKOLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADCC00000SC while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – HEAD OFFICE-AKOLA, use IMPS. With IFSC ADCC00000SC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADCC00000SC for The Akola-Washim District Central Cooperative Bank Ltd Akola – HEAD OFFICE-AKOLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Head Office-Akola branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADCC00000SC

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Akola-Washim District Central Cooperative Bank Ltd Akola – HEAD OFFICE-AKOLA is still mapped to IFSC ADCC00000SC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADCC00000SC and the beneficiary's account number to complete the transfer.

Account types you can open at the Head Office-Akola branch

Once you have an account at The Akola-Washim District Central Cooperative Bank Ltd Akola – HEAD OFFICE-AKOLA, the IFSC ADCC00000SC stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Head Office-Akola branch can access most of The Akola-Washim District Central Cooperative Bank Ltd Akola's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADCC00000SC

MICR & cheque-truncation details

Cheques drawn on the Head Office-Akola branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADCC00000SC for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ADCC00000SC

The Akola-Washim District Central Cooperative Bank Ltd Akola customers can register for net banking and the bank's official mobile app once their account at the HEAD OFFICE-AKOLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADCC00000SC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Akola-Washim District Central Cooperative Bank Ltd Akola – HEAD OFFICE-AKOLA:

• The IFSC is exactly ADCC00000SC with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Akola-Washim District Central Cooperative Bank Ltd Akola as the bank name and HEAD OFFICE-AKOLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Head Office-Akola branch sits at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,P.B.NO. 8, CIVIL LINES, S.A. COLLEGE ROAD, AKOLA. 444001. If you are travelling from outside Akola, search for the branch on a maps application using the bank name and locality, or call 724-2414275 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADCC00000SC and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADCC00000SC for The Akola-Washim District Central Cooperative Bank Ltd Akola – HEAD OFFICE-AKOLA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Head Office-Akola branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADCC00000SC, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADCC00000SC belongs to The Akola-Washim District Central Cooperative Bank Ltd Akola's HEAD OFFICE-AKOLA branch, located at THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,P.B.NO. 8, CIVIL LINES, S.A.… in AKOLA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.