IFSC Code of The Ahmednagar District Central Co-Operative Bank Ltd, Zarekathi Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Ahmednagar District Central Co-Operative Bank Ltd, ZAREKATHI branch in AHMEDNAGAR. The 11-digit IFSC AHDC0000202 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Ahmednagar District Central Co-Operative Bank Ltd at the ZAREKATHI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Ahmednagar District Central Co-Operative Bank Ltd – ZAREKATHI is AHDC0000202. The first four letters AHDC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000202 map to this branch in AHMEDNAGAR, MAHARASHTRA.

About the bank

The Ahmednagar District Central Co-Operative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Zarekathi branch in Ahmednagar, Maharashtra is part of this network and uses the IFSC code AHDC0000202 for all electronic settlement.

Branch details at a glance

Zarekathi branch overview

Located at POST ZAREKATHI TAL SANGAMNER, the Zarekathi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AHDC0000202 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Ahmednagar District Central Co-Operative Bank Ltd's ZAREKATHI branch came to be assigned the code AHDC0000202.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AHDC0000202, money simply cannot be routed to the ZAREKATHI branch electronically.

Products and account variants supported

Every account opened at the Zarekathi branch is mapped to IFSC AHDC0000202 on the RBI payments network. The branch generally supports the full retail product catalogue of The Ahmednagar District Central Co-Operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AHDC0000202.

Products and services

Customers walking into the Zarekathi branch can access most of The Ahmednagar District Central Co-Operative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AHDC0000202

How to transfer money using IFSC AHDC0000202

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AHDC0000202 across all three.

NEFT to The Ahmednagar District Central Co-Operative Bank Ltd, ZAREKATHI using IFSC AHDC0000202

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AHDC0000202, and confirm that the system picks up The Ahmednagar District Central Co-Operative Bank Ltd – ZAREKATHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AHDC0000202

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Ahmednagar District Central Co-Operative Bank Ltd – ZAREKATHI, ensure your bank's portal accepts IFSC AHDC0000202 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Ahmednagar District Central Co-Operative Bank Ltd ZAREKATHI (IFSC AHDC0000202)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AHDC0000202 in your mobile or internet banking app, and the money is credited to the ZAREKATHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Zarekathi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AHDC0000202:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ZAREKATHI is still linked to IFSC AHDC0000202.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Ahmednagar District Central Co-Operative Bank Ltd's ZAREKATHI branch, the IFSC AHDC0000202 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Zarekathi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AHDC0000202 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Ahmednagar District Central Co-Operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AHDC0000202 and the account number together uniquely identify the Zarekathi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Ahmednagar District Central Co-Operative Bank Ltd – ZAREKATHI:

• The IFSC is exactly AHDC0000202 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Ahmednagar District Central Co-Operative Bank Ltd as the bank name and ZAREKATHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Zarekathi branch

The branch is located at POST ZAREKATHI TAL SANGAMNER, which puts it inside Ahmednagar, the broader Zarekathi district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Ahmednagar District Central Co-Operative Bank Ltd Zarekathi branch” — the verified location pin for IFSC AHDC0000202 should appear at the top of the results.
2. Confirm the branch is open by calling 2425-294115 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AHDC0000202 and your account number.

Verifying IFSC AHDC0000202 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AHDC0000202 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2425-294115.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Zarekathi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AHDC0000202 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AHDC0000202 belongs to The Ahmednagar District Central Co-Operative Bank Ltd's ZAREKATHI branch, located at POST ZAREKATHI TAL SANGAMNER in AHMEDNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.